Winning...and THANK YOU CB!

[david_weaver]

So after 26 months of war, I awoke today and ran my reports to find US Bank decided they did not want to be sued, did not want to deal with me anymore, and removed the account.

 

I beat them through persistence. I beat them by knowing the rules of the game better than their CSR's did. Hell, I beat them by knowing the rules better than the people in their credit reporting department did. I beat them by catching them in lies and in violations I never would have caught if not for this board and all the people here who take so much time to help others.

 

As an added bonus, an old paid judgment was also removed today from TU using the WhyChat letter after removing old addresses. TU just got the dispute on the 6th. I have EQ primed and ready with addresses removed, but wanted to make sure it worked with TU with no unintended consequences before moving on to EQ. I still have some addresses to removed from EX, but thanks to the great advice here, I know how to beat that as well.

 

With a little luck, and some goodwill on a few 5-year old late payments, reports could be 100% clean by year-end.

 

[whipster]

Congrats!

[MistralsDaughter]

Over 2 years of haggling is a lot, but I'm glad your persistence paid off.

 

Nice to hear of your win!

[Quietman]

Awesome!!

 

 

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[blqbutterfly]

Congrats that's awesome!