Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.


Sign in to follow this  

Friday Quiz: Name the Texas consumer discussed in paragraph #9

The last post in this topic was posted 2169 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Recommended Posts


 

 

I disagree. I aced the quiz. :grin::P

Good thing I didn't make it a contest with a grand prize. You'd have certainly been disqualified. :beee::lol:

:warning::beee:

Share this post


Link to post
Share on other sites

The last post in this topic was posted 2169 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Sign in to follow this  

  • Similar Content

    • By funkiehouse
      Good read for those with medical collections.
       
      http://www.consumerfinance.gov/newsroom/cfpb-spotlights-concerns-with-medical-debt-collection-and-reporting/
       
      http://www.consumerfinance.gov/blog/heres-how-medical-debt-hurts-your-credit-report/
       
      http://www.consumerfinance.gov/blog/consumer-advisory-7-ways-to-keep-medical-debt-in-check/
    • By funkiehouse
      Good read for those with medical collections.
       
      http://www.consumerfinance.gov/newsroom/cfpb-spotlights-concerns-with-medical-debt-collection-and-reporting/
       
      http://www.consumerfinance.gov/blog/heres-how-medical-debt-hurts-your-credit-report/
       
      http://www.consumerfinance.gov/blog/consumer-advisory-7-ways-to-keep-medical-debt-in-check/
       
      Whychat's HIPAA program:
       
      http://whychat.5u.com/hipltr.html
    • By HoustonLynne
      This would require a little homework of anyone who didn't follow the adventure. If you're so inclined, you can read the first post of this 6-month-old thread: JDB accepted my settlement offer - THEY pay ME for violation?
       
      So here's the latest twist and your Sunday Survey...
       
      Their compliance manager sent me a LinkedIn request to connect.
      I'm certain it was an accident...I'm in his email contacts; he probably didn't remember how he knew me. I'm tempted to message him and ask if he's trying to be entertaining on purpose or if it was merely an oversight. He's the only person I had any communication with at that company, so it's not like he was copied on some email and didn't deal with me firsthand.

      I've gotten a few great suggestions on how/if I should respond...now let's hear yours!
    • By funkiehouse
      I have been trying to deal with two old HSBC accounts that were charged off. Long story short, I had 2 HSBC cards charged off before Cap1 bought their US credit card business. They went to Cap1 and I battled them for removal by disputes, EO action, and a CFBP complaint. Nothing came of any of those attempts. They have now been assigned back to HSBC from what i can tell because they now list the po box 9 address in Buffalo instead of the Cap1 Carol Springs, IL address.
       
      I have done recent CRA disputes about these accounts and here's how they are reporting (and came back as verified):
       
      Experian is reporting these as positive trade lines that will will remain until 2021 with the notation "sold to another lender" and a "closed" date in mid 2011. No payment history is reporting at all. No balance due. No charge off notation. Shows up on the backdoor online dispute in the positive accounts section.
       
      Transunion and Equifax are reporting these accounts as charge off accounts with "closed" dates of late 2010. Payment history shows lates leading up to CO. Purchased by another lender noted.
       
      Which of the following methods would you use? Or do you have a different idea?
       
      1. I have a 623 letter typed up with all of the issues mention above plus a few more. The two outcomes I think may come of this are either:
      (a) it will be removed because of the incorrect reporting or lack of records to review it since it went to Cap1 and then came back
      (b.) they will change the experian reporting to show the CO making it a negative account again
       
      2. File a CFPB dispute for the trade lines reporting completely differently after disputes. I have copies of the disputes showing the completely different reporting.
       
      My goal is complete deletion of these trade lines.
    • By Menta33
      Sometime in the last year, USAA upped my transfer limit from $5,000 to $9,000. I'm wondering if this is for all members or only some? However, it always says I have $344 in transfers that are scheduled or have been processed, even though that is not the case. I do have monthly automatic transfers in place which perhaps in aggregate are around $344 going in and out. Here is their wording:


      Does anyone else have this issue? I've never called them about it since I've never needed to get the full $9,000, but am curious none the less. Before the increase, to $9,000, I always had access to the full $5,000, so this issue appears to have come with the increased limit.



  • Member Statistics

    • Total Members
      179,459
    • Most Online
      2,046

    Newest Member
    charlychass
    Joined

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines