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Posted

I did bad.. maybe? I got an approval for a Total Rewards Visa while in the garden. It'll hurt my AAOA but I had already taken the INQ hit earlier this month.

 

Back to gardening.... back to gardening....

Posted

Back in the greenhouse I threw some NASA seeds into the planters and see what happens. Starting off with 8000 saplings. We'll see what the growing season brings once I transplant them to the fields.

 

Those analogies are too much for me today... :rofl:

Posted

I went from 3/15-11/15 without a single app-just CLI's. Then I ended the year with Citi AA and Virgin America. I started 2016 w/2 Amexs and 1BOA 99/500. Time to grow the crops for the rest of the year.:)

Posted

Thanks M... I hope that you and KMan will scheme on my behalf and give me my app instructions. I am quite serious.

 

I am compiling my list of accounts still open (have closed secured accts and plan to close Barclay aviator and move balance)and my AU accounts. I suspect that I may want those to drop off. The AUs are newer than my old ones, which are only 18 months and under. Perhaps I should AU on DBF's older accounts although those are few.

 

I will also compile a list of what I have so far as Avios, SPG, Marriott, IHG, MR, BrAir... on his cards and mne.

 

I have been down so long that it is all not quite clear yet. I shall see clearly now- in short order.

 

Only two apps will remain on EX by end of month. Both AmEx.

 

None of my AmEx Credit cards have been 3x due to this, ahem, unfortunate occurrence of the never again to be mentioned mortgage. Have not requested CLI's except Navy. I need strategy.

 

I know that this doesn't feel as good as a new house but it feels pretty terrific. xo

Posted

That late harvest in AMEX just paid off for me bigtime. Ever after their insistence on soil testing and surveying my fields - Big Increase in yield of 11,000 for a total of 40,000!! Booyah!

You have quite the green thumb! Congrats on the CLI!

Posted

Thanks M... I hope that you and KMan will scheme on my behalf and give me my app instructions. I am quite serious.

 

I am compiling my list of accounts still open (have closed secured accts and plan to close Barclay aviator and move balance)and my AU accounts. I suspect that I may want those to drop off. The AUs are newer than my old ones, which are only 18 months and under. Perhaps I should AU on DBF's older accounts although those are few.

 

I will also compile a list of what I have so far as Avios, SPG, Marriott, IHG, MR, BrAir... on his cards and mne.

 

I have been down so long that it is all not quite clear yet. I shall see clearly now- in short order.

 

Only two apps will remain on EX by end of month. Both AmEx.

 

None of my AmEx Credit cards have been 3x due to this, ahem, unfortunate occurrence of the never again to be mentioned mortgage. Have not requested CLI's except Navy. I need strategy.

 

I know that this doesn't feel as good as a new house but it feels pretty terrific. xo

Make sure to let us know what your goals are.

 

I would be glad to help you, and I'm sure Konrad will too.

Posted

 

10/2008 Eq04 786 AAOA 5 years

 

09/2009 Eq04 803 AAOA 6 years

Bob sir how do i learn the abbreviation like this AAOA omg what does that mean and what is gardening help

 

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Gardening is letting your cards grow, preferably without applying for anything out getting hard pulls on your credit

Posted

 

 

10/2008 Eq04 786 AAOA 5 years

 

09/2009 Eq04 803 AAOA 6 years

Bob sir how do i learn the abbreviation like this AAOA omg what does that mean and what is gardening help

 

Sent from my LG-D801 using Tapatalk

Average age of accounts

Gardening is letting your cards grow, preferably without applying for anything out getting hard pulls on your credit

Omg thank you today is my 2nd day here and im so grateful for the advice.I was approve this morning for a discover card 1500 limit I would not have ever applied if I would not have found this board.Thank you looking forward to learning as much as possible and helping a newbie one day.

 

Sent from my LG-D801 using Tapatalk

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