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Posted

 

Rainy dreary Saturday here. It's sad, I've been looking at all my recent inquiries trying to figure out if I could pull an app on anything. Must. Wait. Until. Fall.

Damn, that's too bad. It was 92 at the beach yesterday, still in the high 80's today.

 

And I ran far far away from the farm...to the Islands of Approvals and Bonuses.

Yep I'm jelly.......

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Posted

Rainy dreary Saturday here. It's sad, I've been looking at all my recent inquiries trying to figure out if I could pull an app on anything. Must. Wait. Until. Fall.

 

Glad it's not just me! I've been scouring creditpulls for any info regarding airline & hotel cards that primarily pull Ex (my highest score w/only two inqs). Just trying to get my ducks all lined up.

Posted

 

And I ran far far away from the farm...to the Islands of Approvals and Bonuses. :P

 

 

That's what I'm talking about!! :dance: :dance: I've been spying on Turks & Caicos -- or maybe even Anguilla. But I could be convinced to do a quick stop in the Islands of Approvals and Bonuses along the way :grin:

Posted

 

Rainy dreary Saturday here. It's sad, I've been looking at all my recent inquiries trying to figure out if I could pull an app on anything. Must. Wait. Until. Fall.

 

Glad it's not just me! I've been scouring creditpulls for any info regarding airline & hotel cards that primarily pull Ex (my highest score w/only two inqs). Just trying to get my ducks all lined up.

Here, let me help you out with that.

 

Amex

Chase

Citi

 

Now you can focus on which points or miles are more valuable to you.

Posted (edited)

 

And I ran far far away from the farm...to the Islands of Approvals and Bonuses. :P

 

That's what I'm talking about!! :dance: :dance: I've been spying on Turks & Caicos -- or maybe even Anguilla. But I could be convinced to do a quick stop in the Islands of Approvals and Bonuses along the way :grin:

Yes, its quite nice here. Took a lot of planning and positioning over the last 6 months.

 

I suggest everyone on the farm at least look into a biz card or two.

Edited by Konrad2012
Posted

 

 

And I ran far far away from the farm...to the Islands of Approvals and Bonuses. :P

That's what I'm talking about!! :dance: :dance: I've been spying on Turks & Caicos -- or maybe even Anguilla. But I could be convinced to do a quick stop in the Islands of Approvals and Bonuses along the way :grin:

Yes, its quite nice here. Took a lot of planning and positioning over the last 6 months.

I suggest everyone on the farm at least look into a biz card or two.

The EIN and BK have stopped me from moving on that. Are any BK friendly?

Posted

 

Here, let me help you out with that.

 

Amex

Chase

Citi

 

Now you can focus on which points or miles are more valuable to you.

 

Chase and Citi, here I come! Thanks.

Posted

 

 

 

And I ran far far away from the farm...to the Islands of Approvals and Bonuses. :P

That's what I'm talking about!! :dance: :dance: I've been spying on Turks & Caicos -- or maybe even Anguilla. But I could be convinced to do a quick stop in the Islands of Approvals and Bonuses along the way :grin:

Yes, its quite nice here. Took a lot of planning and positioning over the last 6 months.

I suggest everyone on the farm at least look into a biz card or two.

The EIN and BK have stopped me from moving on that. Are any BK friendly?

 

 

If you have your act together, you can apply as a sole proprietor with your Social as the tax ID. Apparently its not very hard. I have a couple TIN / EIN at my disposal, so I am running with them for the moment.

 

I know nothing about BK's, friendliness towards etc.

 

I can tell you that Chase pulled my TU for an Ink Plus, with TU at ~740 and asked me a bunch of questions about the business, my 6 1/2 year old mortgage late, and my newer credit lines.

 

Amex pulled EX at ~720 and TU again at ~740. The only hoops I had to jump through was supplying my EX pin, and they wanted to call me back at the phone number I provided to verify it. No questions asked in regards to my reports or business. I did use an invitation code that was sent to my business partner on that application. Not sure what if anything that had to do with the approval process. Just know it got me 100,000 MR points.

Posted

 

 

And I ran far far away from the farm...to the Islands of Approvals and Bonuses.

 

That's what I'm talking about!! :dance: :dance: I've been spying on Turks & Caicos -- or maybe even Anguilla. But I could be convinced to do a quick stop in the Islands of Approvals and Bonuses along the way :grin:

Yes, its quite nice here. Took a lot of planning and positioning over the last 6 months.

 

I suggest everyone on the farm at least look into a biz card or two.

I know I am for next apps :good:
Posted

 

 

 

 

And I ran far far away from the farm...to the Islands of Approvals and Bonuses. :P

 

That's what I'm talking about!! :dance: :dance: I've been spying on Turks & Caicos -- or maybe even Anguilla. But I could be convinced to do a quick stop in the Islands of Approvals and Bonuses along the way :grin:

Yes, its quite nice here. Took a lot of planning and positioning over the last 6 months.

I suggest everyone on the farm at least look into a biz card or two.

The EIN and BK have stopped me from moving on that. Are any BK friendly?

If you have your act together, you can apply as a sole proprietor with your Social as the tax ID. Apparently its not very hard. I have a couple TIN / EIN at my disposal, so I am running with them for the moment.

 

I know nothing about BK's, friendliness towards etc.

 

I can tell you that Chase pulled my TU for an Ink Plus, with TU at ~740 and asked me a bunch of questions about the business, my 6 1/2 year old mortgage late, and my newer credit lines.

 

Amex pulled EX at ~720 and TU again at ~740. The only hoops I had to jump through was supplying my EX pin, and they wanted to call me back at the phone number I provided to verify it. No questions asked in regards to my reports or business. I did use an invitation code that was sent to my business partner on that application. Not sure what if anything that had to do with the approval process. Just know it got me 100,000 MR points.

This may not be a viable option for me due to the BK but should work for DH. Getting a EIN is not a big deal. Thanks for sharing this.

Posted

Yeah, I need to wait until at least July... at which point I will be clean x3 but it's sooo tempting.

 

Of course, I keep counting down for my next round of CLI requests.

Posted

Must. Resist. Apps. :ph34r: It got so bad earlier tonite that I actually completed all of the pre-approval pages "for science". (That's my story and I'm sticking to it) Thank goodness nothing really appealed to me. I have to admit that it was nice having things offered to me though. :P

Posted

 

I went down to the greenhouse and looked at my budding plants - nothing yet. Not quite ready for transplanting yet. So I goes into the damp, stinky, dark tunnel where the CrapOne serves as the base for my mushrooms - the calendar, almanac, and the signs tell me its ready for my first batch of 'shrooms but it seems I'll know more in about 3-5 days.

Good luck on your fungus harvest! Hope the shrooms are huge!

 

BAH!!!

 

It seems the new growing cycle between 'shroom pickings is SIX MONTHS now.

Posted

 

 

I went down to the greenhouse and looked at my budding plants - nothing yet. Not quite ready for transplanting yet. So I goes into the damp, stinky, dark tunnel where the CrapOne serves as the base for my mushrooms - the calendar, almanac, and the signs tell me its ready for my first batch of 'shrooms but it seems I'll know more in about 3-5 days.

 

Good luck on your fungus harvest! Hope the shrooms are huge!

BAH!!!

 

 

It seems the new growing cycle between 'shroom pickings is SIX MONTHS now.

Sorry to hear about the additional time needed between harvests. I'm sure the shrooms will be huge in 6 months.:)
Posted

Must. Resist. Apps. :ph34r: It got so bad earlier tonite that I actually completed all of the pre-approval pages "for science". (That's my story and I'm sticking to it) Thank goodness nothing really appealed to me. I have to admit that it was nice having things offered to me though. :P

 

Nice.

 

I wish something, ANYTHING, would be offered to me.

 

But sadly, I burned pretty much every bank in my BK and they hold grudges for years.

 

Sigh. At least there's Cap1. LOL.

Posted

Is there a thread that discusses prybar methods?

 

I'll have 3 clean reports late this summer, but will still have 8 ~6 month old accounts and tons of inquiries.

EX (16) EQ (27) TU (16).

 

Is this a good thread to discuss future application strategies?

Posted

I hate getting that feeling like I need to app for something.

Stay strong! Resist temptation! This from the gal that has opened 4 new cards in 2weeks. :lol:

 

I'm back on the farm till next month, oops, I mean Fall 2015!

Posted

I took a carecredit account at 15k...

...oops?

That's farming, Losluv style! Lol! Get credit when you can, never know when you'll need it, right?

 

I hear a lot about carecredit- high interest?

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