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Experian on ice. Usaa report


Remod07
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The last post in this topic was posted 2872 days ago. 

 

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Experian has been on ice. I signed up for usaa premium and it pulled experian report. How is that possible. I'm also assuming usaa is a fako score as it shows 733 on experian and transunion equifax 666. Walmart Fico update was 693. I know experian is on ice as I was denied by a creditor and their letter stated can not approve at this time as experian file is frozen. I thought they can't pull credit report when on ice. Credit sesame has not updated since beginning of October since experian was frozen.

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you're comparing apples to oranges.

 

each CRA behaves completely differently with freezes.

 

there's a master thread on this.

 

TU-backed services can pull through TU freezes.

 

EX-backed services can pull through any freeze.

 

non-CRA-affiliated services generally can't pull through any freeze.

 

http://creditboards.com/forums/index.php?showtopic=475162

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Lol... An aside: The title of this thread, "Experian On Ice," made me think of Mel Brooks.. with "Hitler On Ice" (at the end of History Of The World, Part 1. Which, if you recall, was the only History Of The World movie, lol.)

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Lol... An aside: The title of this thread, "Experian On Ice," made me think of Mel Brooks.. with "Hitler On Ice" (at the end of History Of The World, Part 1. Which, if you recall, was the only History Of The World movie, lol.)

Great movie. The world owns Mel Brooks an enormous debt-Blazing Saddles and Get Smart.

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