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Amazingly the "cynicism" in public forums is why she was apprehensive... I have thick skin and I suggested that we ask CB... Uncle bob is rt.....i will start a new thread .... After I read more and can match wits with the wittiest ;)

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Amazingly this Thread went from helping a friend to .... Yoda.... Oops I mean uncle bob and the cynics questioning fico scores ...and out of all things a invisible female friend... Funny entertaining educational but ....LAME.... And I'm sure I speak for others.. Like I said I have thick skin and a sense of humor... Not trying to have Internet war or ruffle anyone feathers I came to credit boards with optimism ... And leave here enlighten but skeptical ....... Sorry if you feel you wasted your time... Honestly u didn't I will keep reading thanx

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People aren't "Casting Stones" at you, they are asking questions so they can help. Much like a doctor. Do you get this way around doctors too?

 

Your scores are too low for what you described, so there is an underlying problem (whether you are aware of it or not) and the people of CB are trying to figure out what it is.

 

Order hard copies of all 3 of your reports, read the newbie sections while you wait, and come back here with questions.

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If you keep reading, you'll find uncle Bob has a sad story too.

 

You see, he made a pact with the devil. In exchange for being the MATRIX, he's stuck in CB hell hole for eternity, answering the same questions over and over again.

 

He try the master list thread thingy,but that didn't help. He try the spreadsheet thingy but everyone just click on the dog imagine.

 

Here's a secret between you and me. Uncle Bob got denied by redneck bank. So embarrassing.

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