Home Depot card, limit ends in a 1 ?

[futurehomeowner?]

I did an app spree last week after our closing. It was such a waste because I didn't look into what the issuers didn't like. I didn't get any denials but some bad limits. There were a few cards I wanted for various reasons. First 1 I got was southwest with a 12k limit (largest limit ever) I then got a slate with a 5k limit. I then did a barclays arrival but had 10 pulls with my mortgage and new accounts and they gave me a huge $700 limit.

 

So anyways, the reason for the thread. I did a few for my wife as well. Her report isn't squeaky clean yet but FICOs are all over 720. The last card I did for her was the Home Depot card. They gave her a $1201 limit. My question if anyone knows the answer is why does the limit end in $1? I am sure it means something in their system but no clue as to what. I noticed that it is run by citi which she had a $4000 charge off many years ago. She also currently has a Best Buy card.

Thoughts?

[Phantik]

Not sure on the $1, but have you tried calling Barclays back door? I'm sure they'll up that initial limit real nice.

[futurehomeowner?]

Not sure on the $1, but have you tried calling Barclays back door? I'm sure they'll up that initial limit real nice.

I have not, I read that they are inquiry sensitive so I didn't bother trying. Probably should but I am not real worried about it.

[RussInGotham]

That 1 more is for when you need that extra push over the cliff.

 

[mendelssohn]

That would drive me crazy enough to ask for a $1 CLD if they wouldn't increase the limit.

[futurehomeowner?]

That would drive me crazy enough to ask for a $1 CLD if they wouldn't increase the limit.

The only good thing about it is that I have a orchard bank card that has a $149 limit so now my tracker says $67,550 limits, I was going to cancel the orchard the other day but if I do that then my tracker will say $67401 which will drive me nuts.

[mendelssohn]

 

That would drive me crazy enough to ask for a $1 CLD if they wouldn't increase the limit.

The only good thing about it is that I have a orchard bank card that has a $149 limit so now my tracker says $67,550 limits, I was going to cancel the orchard the other day but if I do that then my tracker will say $67401 which will drive me nuts.

 

 

That's a relief!

 

Your Orchard Bank card is with Cap1 now, correct? You need to contact the Cap1 EO for a CLI. Mine started out at $300 and is finally up to $4K.

[futurehomeowner?]

 

 

That would drive me crazy enough to ask for a $1 CLD if they wouldn't increase the limit.

The only good thing about it is that I have a orchard bank card that has a $149 limit so now my tracker says $67,550 limits, I was going to cancel the orchard the other day but if I do that then my tracker will say $67401 which will drive me nuts.

 

 

That's a relief!

 

Your Orchard Bank card is with Cap1 now, correct? You need to contact the Cap1 EO for a CLI. Mine started out at $300 and is finally up to $4K.

 

Oh wait I said Orchard. It is actually Emblem.

[shifter]

You people have problems.

[dcowboy08]

 

That would drive me crazy enough to ask for a $1 CLD if they wouldn't increase the limit.

 

The only good thing about it is that I have a orchard bank card that has a $149 limit so now my tracker says $67,550 limits, I was going to cancel the orchard the other day but if I do that then my tracker will say $67401 which will drive me nuts.

OCD... It's what's for breakfast.

[IndyPoolPlayer]

 

 

That would drive me crazy enough to ask for a $1 CLD if they wouldn't increase the limit.

The only good thing about it is that I have a orchard bank card that has a $149 limit so now my tracker says $67,550 limits, I was going to cancel the orchard the other day but if I do that then my tracker will say $67401 which will drive me nuts.

OCD... It's what's for breakfast.

 

It's CDO - OCD for those who insist on things being in alphabetical order