Need help with crazy Verizon FIOS bill gone to collection.

[goldcup53]

Hi everyone. I had a score of 727 and after a Verizon FIOS bill went to collection I dropped to 642. The bill in question was from 2.5 yrs ago. I had to walk away from my home but I did pay wells fargo $32,000 cash t relieve a $130,000 debt on a second so my credit score did not take a huge hit.

When I walked away from the house I called Verizon and cancelled my account and asked them to send boxes for the three cable boxes including one DVR. They never sent the boxes and I received no bill for almost a year. The first bill was about a $1000. I must admit I ignored the bill.

Now the bill has gone to collections and it has inflated to over $6000.

My fault in this is that I never sent the cable boxes and they have been lost in 2 subsequent moves. I ignored the bills which was simply stupid on my part. I have not engaged with any conversation with the collection agency or Verizon. Now, 2.5yrs later it has gone to my credit report and dropped me from 727 to 642 in Experian.

I am willing and financially able to pay a reasonable bill but I'm I don't know the best way to go about that. I also would like to do it in a way that helps my credit score.

Any advice would be greatly appreciated,

 

Thank you,

 

George

[LionelDizzle]

Try disputing it first see if they will remove.

 

 

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