Is this still affecting my score?

[Civiljudgements]

Currently listed as "pays as agreed", also listed in the neg accounts section.

Thanks for any input.

 

 

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2014 * * * * * * *

2013 * * * * * * * * * * * *

2012 * * * * * * * * * * * *

2011 * * * * * * * * * * * *

2010 * * * * * * * * * * * *

2009 * * * * * * * * * * 30 *

Payment History Key

[mendelssohn]

It will effect your score until it falls off. If you have other negatives, this is barely effecting you. If it's your only negative, it's keeping you out of a clean reports bucket which has the potential for a much higher score.

[Civiljudgements]

Thanks for your help (as always). I figure it is only costing me a few points with the other PR's I have listed. TU and EX are not reporting the 1 late but EQ won't budge. This loan was actually paid off the end of 2009 and it is still reporting. My actually be helping??