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OC Tradeline Reports Balance as NA (sold to CA)


OnMyOwnMom
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The last post in this topic was posted 3763 days ago. 

 

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I have an OC tradeline that is reporting like this:

 

High Balance:
NA
Recent Balance:
NA
Recent Payment:
NA

 

This account was sold to a CA. Doesn't the OC have to report a $0 balance / not NA? Does it matter at all to my sad little FICO scores? lol Just a curious sort of thing. I know I have much bigger fish to fry, but one of those things that might help me get a tradeline or two deleted down the road of reporting in a way that is not allowed. Thanks!

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It's standard a practice and legal. Once the new account owner is showing a balance,the former owner must show a zero balance

New account owner is showing a balance...so the former owner should show 0 balance, not NA balance, right? Or am I just splitting hairs. I guess it doesn't matter if it doesn't do any addition score tankage...so I guess I really want to know if reporting the balance as NA instead of 0 harms more?

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It's standard a practice and legal. Once the new account owner is showing a balance,the former owner must show a zero balance

New account owner is showing a balance...so the former owner should show 0 balance, not NA balance, right? Or am I just splitting hairs. I guess it doesn't matter if it doesn't do any addition score tankage...so I guess I really want to know if reporting the balance as NA instead of 0 harms more?

 

Good question because it probably depends on the prospective creditor.

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