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Will JCB Marukai approve a charge that exceeds your credit limit if you have credit balance?

Menta33

By Menta33,
in Credit Forum

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Menta33

Menta33

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My DW has a new JCB Marukai 3% card, but she was given only a $2,500 limit and they would not reconsider and indicated you must wait six months before applying for a CLI. We overpaid the current balance, and when you login, it now says available credit is ~$4,000. Does anyone have experience with this card and know whether a $3,000 charge would be approved at this point? I know that for Capital One account in the same situation, it would not be approved.

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