Jump to content

Sign in to follow this  
PotO

Maximum Exposure @ Navy Federal

Recommended Posts

I thought I've seen here where Navy had a three-card limit with combined maximum exposure at $50k unless one of your cards was the Flagship Rewards and then it was $80k.

 

Can anybody confirm or deny that?

Share this post


Link to post
Share on other sites

Thanks! So does that mean whether one of the cards is Flagship or not has no bearing?

Share this post


Link to post
Share on other sites

No bearing. The single card max is higher for the Flagship, but max exposure is over however many cards you have.

Share this post


Link to post
Share on other sites

No bearing. The single card max is higher for the Flagship, but max exposure is over however many cards you have.

What is single card max set at?

Share this post


Link to post
Share on other sites

 

No bearing. The single card max is higher for the Flagship, but max exposure is over however many cards you have.

What is single card max set at?

$50K on everything but the Flagship, which is $80K.

Share this post


Link to post
Share on other sites

Great! Thanks!!!

 

I just took one of their ore-selected offers and got $25k. That brings me to $75k now. I'll wait a little while and push for a $5k CLI.

Share this post


Link to post
Share on other sites

The combined limit is $80K for NFCU? So if I already have an $80K card, they will not approve a second CC for any amount?

Share this post


Link to post
Share on other sites

The combined limit is $80K for NFCU? So if I already have an $80K card, they will not approve a second CC for any amount?

Nope.

Share this post


Link to post
Share on other sites

 

The combined limit is $80K for NFCU? So if I already have an $80K card, they will not approve a second CC for any amount?

Nope.

 

I'm thinking of a possible work around, get a secured card, would it ever unsecure?

Share this post


Link to post
Share on other sites

 

The combined limit is $80K for NFCU? So if I already have an $80K card, they will not approve a second CC for any amount?

Nope.

 

Are you sure?

Share this post


Link to post
Share on other sites

 

 

 

The combined limit is $80K for NFCU? So if I already have an $80K card, they will not approve a second CC for any amount?

Nope.

Are you sure?

Yes.

 

Do you have a secret work around or something? :D

Share this post


Link to post
Share on other sites

Why do you people need all this credit?

Because we are elitist, narcissistic turds?

 

Oh, drat ... that label is already copyright. :(

Share this post


Link to post
Share on other sites

The combined limit is $80K for NFCU? So if I already have an $80K card, they will not approve a second CC for any amount?

How about app'ing for a second card in the name of science? :good:

Share this post


Link to post
Share on other sites

Maybe you can be added as "joint" after hitting max exposure? :dntknw:

I believe you can. ;)

Share this post


Link to post
Share on other sites

Great! Thanks!!!

 

I just took one of their ore-selected offers and got $25k. That brings me to $75k now. I'll wait a little while and push for a $5k CLI.

 

 

Navy will combine also... So you could make a 75K pry bar out of that mix...

Share this post


Link to post
Share on other sites

Maybe you can be added as "joint" after hitting max exposure? :dntknw:

Yes, I know this works already having done that with my DW.

 

Great! Thanks!!!

 

I just took one of their ore-selected offers and got $25k. That brings me to $75k now. I'll wait a little while and push for a $5k CLI.

 

Navy will combine also... So you could make a 75K pry bar out of that mix...

 

Except you have to have an annual fee if you go above $50K on a single card.

Share this post


Link to post
Share on other sites

 

Great! Thanks!!!

I just took one of their ore-selected offers and got $25k. That brings me to $75k now. I'll wait a little while and push for a $5k CLI.

 

 

Navy will combine also... So you could make a 75K pry bar out of that mix...

Holy cow! That's one helluva BF pry bar.

 

I'm allergic to AFs so I'll try for $50k. Even $50k is a very respectable pry bar.

Share this post


Link to post
Share on other sites

 

Maybe you can be added as "joint" after hitting max exposure? :dntknw:

 

I believe you can. ;)

How would that work?

 

If you have the maximum at $80k and your spouse also has $80k in their name, can you apply for an additional $80k as joint?

Share this post


Link to post
Share on other sites

 

 

Maybe you can be added as "joint" after hitting max exposure? :dntknw:

I believe you can. ;)

 

How would that work?

 

If you have the maximum at $80k and your spouse also has $80k in their name, can you apply for an additional $80k as joint?

 

No, the statement was meaning you can each AU the other on your existing $80K cards, so each report has two $80K(s) one they one and one they AU on.

Share this post


Link to post
Share on other sites

*Resurrecting this old thread

Does Navy's max exposure include personally guaranteed business cards and LOCs?

The 80K does not include the CLOC. You could have 80K on CCs and 15K on the CLOC. If your spouse had the same and you AUed each other, you could both theoretically have 190K in CLs reporting from NFCU.

 

That would be awesome to see.

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Sign in to follow this  




  • Today's Birthdays

    1. iliana
      iliana
      Age: 48
  • Member Statistics

    • Total Members
      177,972
    • Most Online
      1,956

    Newest Member
    time2getserious
    Joined

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines