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DW was just approved for NASA Visa Platinum Rewards, $13K, 9.9%
I'm trying to make sure she has a complete credit profile, she has no credit unions yet. Although, she was just accepted to Navy FCU (based on my membership). CC application there is "pending".
Her FICO scores:
Exp : 789
TU : 798
Eq : 806
The NASA HP has not shown up yet, but I'm guessing it will be Experian like mine was.
NASA just approved my car loan at 3.69% !!
This after Tobyhanna turned me down, and DCU approved me at a whopping 11.49%
This is to purchase my truck at the end of its lease Aug 11th. Truck value is $29k NADA clean retail, and I owe $19.5k. EX score mid 600's. bk7 2007, and 68% utilization on cards
I know better than to app for anything on a weekend.
I have a 90-day fraud alert on all 3 CRAs, and those work better than latex prophylactics. Nothing gets through online.
But what I'm curious about is whether it's possible to get an outright denial in spite of a FA, if one were going to get one otherwise. Or...is a big fat NO still a distinct possibility, once they confirm they're snubbing the right person.
I didn't get a 7-10 day message. It said my application is being "processed" after it spent a long time thinking about it. That's my cue to call them and pass the Secret-Service-Homeland-Security-Retina-Scan-DNA-Sample-Voice-Recognition Test.
Why did I apply on a Saturday, you ask...? I can't recall if I unfroze EX for 5 or 7 days. My biological clock is ticking, and I'm in a new-account-birthing kinda mood.