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Whychat, what if the CRA verified after the first letter and then the follow up letter to the CA comes back undeliverable? What do you do then...it's the only address listed for them and its not valid.

 

For this collection...I've followed he process up to this point.

Edited by dockfam
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You send the follow up dispute to the CRA

http://whychat.5u.com/ltrcavalhipaa.html#DISPUTE

and add this phrase:

 

I have disputed this unknown medical account with the reporting Collection Agent,( copy of returned mail enclosed with proof of an invalid address ),as per your instructions in your response of xx/xx/xxxx to my dispute of xx/xx/xxxx and have had no response as the address you provided is not valid.

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  • 1 month later...
  • 1 month later...

I filed the complaint with CFPB - Equifax initiated another investigation. Lo and behold Equifax verified it again!!! Same thing...any questions please contact the data furnisher directly yada yada...

 

That would be great if the address actually worked!! This is really ridiculous. I can counter with CFPB and dispute the result but from experience nothing ever happens after that.

 

Anything more I can do to get this removed?

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