Maximum Discover Credit Limit? More than $50K?

[Menta33]

A friend of mine has a $50K limit from Discover for an account from 2004, but has a promotional balance at a very low interest rate, causing his utilization to be at around 60% on that card, so I was suggesting he apply for a CLI, but wonder if he is already at the maximum they will give anyone.

 

Does Discover have a maximum credit limit above which you cannot go beyond, if so, what is the maximum exposure they will allow?

[BobWang]

They told me $100k

[Fuerza]

They told me $100k

Is that personal or business credit?

 

 

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[BobWang]

On one card.

 

I think combined exposure can be higher than $100k.

[stroked89coupe]

Interesting.

 

 

I would assume 50K would have been the highest.

 

 

 

Shows how much I don't know.

 

 

 

Shows how much I factor in Discover's practices into that equation.

 

 

 

[mendelssohn]

Wow, $100K! I thought I remembered a few people here having $50K, but I wonder what it would take to reach $100K with Discover. Maybe they just picked that number because that is the max on a single Amex card.

[cv91915]

Wow, $100K! I thought I remembered a few people here having $50K, but I wonder what it would take to reach $100K with Discover. Maybe they just picked that number because that is the max on a single Amex card.

 

That's probably the largest number that the credit limit field in their servicing system was programmed to accept.

 

Besides, what kind of a damn fool would spend that much on that sh!tty card?