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Alliant CU and DCU status, advice needed PLEASE!


MJPEREZ77
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The last post in this topic was posted 3451 days ago. 

 

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Hey CBers!

 

I am in need of advice. Just completed an App Spree for DW. (I am still waiting on a few things, then I will post the whole shabang!) Nonetheless, at the end of the App Spree I decided to do a few last apps for some CU's (lesson learned, All Newbies, PLEASE READ CB BEFORE ATTEMPTING ON YOUR OWN!!). Alliant pulled a soft and DCU pulled a hard. The dilemmas are that 1) DCU approved her as a "Limited Member" due to balances on open accounts and current accounts less than 2 yrs old and are saying that they must pull another hard for any other apps (i.e. CC and LOC). So should I allow them to pull a hard, the new CR will show the app spree (inquiries and new accounts) and I am worried this could adversely affect her membership. OR is there anyone I can talk to that may be able to change the decision to do another hard pull? 2) Alliant says they would need to pull a hard since they only pulled a soft to join. Hence I am worried about the app spree showing up with all the new accounts and inquiries, is it worth a try? Any and all advice is appreciated.

 

Thanks,

BD

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DCU is very adverse to app sprees

 

and will review and close things because of other opened accounts.

 

and Alliant will not like the multiple recent inquiries.

 

I wouldn't touch anything with either of them right now.

 

let these accounts age for 6 months.

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