Simple Validation Letter

[bnamortgageguy]

Hello,

I could not find a simple Validation Letter, i have used and modified one before, just cant find one. I have a Midland Funding collection that i need to mail them a letter to validate the debt. The debt was paid along time ago. I have not received any phone calls or letters, its just reports to the bureaus. Its for a old capital one that was paid years ago. Any suggestions on letter?

 

[Mustard on Fries]

Letters, letters, letters -http://creditboards.com/forums/index.php?showforum=18

[ICANHASMUNY?]

Hello,

I could not find a simple Validation Letter, i have used and modified one before, just cant find one. I have a Midland Funding collection that i need to mail them a letter to validate the debt. The debt was paid along time ago. I have not received any phone calls or letters, its just reports to the bureaus. Its for a old capital one that was paid years ago. Any suggestions on letter?

 

 

do you have any documentation that the account was paid in full and closed?

 

fire off a letter to Crap one,

 

send a letter to midland asking for all the information regarding the account.

 

take replies to those 2 letters along with your documentation ( old bank records, billing statements or credit reports ) and file a complaint with the CFPB or the OCC.

 

the OCC has issued guideline s on debt sales to the major banks.

 

http://creditboards.com/forums/index.php?showtopic=532267