Anyone clear old dispute notations on CR before starting a new round?

[ManofB]

Anyone call up the three CRA's to have all dispute language removed before starting a new round of disputes? Are the reps at the CRA's accommodating in doing this? Would doing this prevent the "we've already investigated this/frivolous" love letter we sometimes get back?

[shifter]

Would doing this prevent the "we've already investigated this/frivolous" love letter we sometimes get back?

no....

 

removing the notation is not going to clear their DB of your past disputes.

[ManofB]

Ok, I didn't think so but I was talking to a LO buddy yesterday and he brought up the fact that reports needed to be clear of any disputes, so it got me wondering.

[shifter]

yes for a mortgage.

[ManofB]

Yep, was fully aware it needed to be done for mortgage purposes. Just had me thinking if it had any other value, especially for Experian and their antics. Figured it was nothing of significance but thought I would ask to be sure.