Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.


Sign in to follow this  

USAA ACH Transfer Limits – Increased but never fully available for me

The last post in this topic was posted 2284 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Recommended Posts

Sometime in the last year, USAA upped my transfer limit from $5,000 to $9,000. I'm wondering if this is for all members or only some? However, it always says I have $344 in transfers that are scheduled or have been processed, even though that is not the case. I do have monthly automatic transfers in place which perhaps in aggregate are around $344 going in and out. Here is their wording:

You can transfer up to $8666.00. The total transfer limit from non-USAA accounts is $9000.00 and you currently have $334.00 in transfers that are scheduled or have been processed today.


Does anyone else have this issue? I've never called them about it since I've never needed to get the full $9,000, but am curious none the less. Before the increase, to $9,000, I always had access to the full $5,000, so this issue appears to have come with the increased limit.

Share this post


Link to post
Share on other sites

Perhaps they raised mine because I used it so heavily and did hit the $5K limit multiple times, although since raising it, I've not gone over the $5K in a single day.

Share this post


Link to post
Share on other sites

Sometime in the last year, USAA upped my transfer limit from $5,000 to $9,000. I'm wondering if this is for all members or only some? However, it always says I have $344 in transfers that are scheduled or have been processed, even though that is not the case. I do have monthly automatic transfers in place which perhaps in aggregate are around $344 going in and out. Here is their wording:

 

 

You can transfer up to $8666.00. The total transfer limit from non-USAA accounts is $9000.00 and you currently have $334.00 in transfers that are scheduled or have been processed today.

 

Does anyone else have this issue? I've never called them about it since I've never needed to get the full $9,000, but am curious none the less. Before the increase, to $9,000, I always had access to the full $5,000, so this issue appears to have come with the increased limit.

I had the same thing. If you have automatic transfers set up they reduce your available transfer amount by that amount. Once I stopped the automatic transfers it gave me the entire $9k.

 

I think $9k is the max. I asked them to raise mine and they stated that due to compliance issues they could not. Think it has to do with the threshold for filing a Treasury SAR.

Share this post


Link to post
Share on other sites

The last post in this topic was posted 2284 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Sign in to follow this  

  • Similar Content

    • By Aahz
      So, when I signed up for MyFICO recently I didn't actually read , so didn't realize I'd only be getting one 3-in-1 report per year. Not acceptable, but totally on me
       
      So, I poke around CB per usual when I have a credit related question and eventually stumble across BW's Master How to Sign up for USAA CreditCheck Monitoring Premium (CCMP) Thread. Cool.
       
      I follow along his steps and, after entering my SSN the site returns a message asking me to confirm that I am [NAME REDACTED]. Now here's the "funny" part - the name they showed was my birth name, which I haven't used (and hasn't been on my Social Security card, credit reports or ANYthing else) in over two decades!
       
      Clearly, I think, they're connecting to some bizarre, totally outdated database. But I soldier on (so to speak), confirming that I am, indeed this person and managed to get signed up.
       
      After checking out my reports and learning my way around the CCMP site I return to the USAA site and notice that I actually entered my address wrong. So, I go to change it and, after entering the correct info and clicking next, the site informs me that it can't change info for MY MOTHER because we live at a different addresses. Now, I haven't spoken to my mother almost a decade and I certainly didn't enter her name anywhere at USAA or CCMP, (other than her maiden name as requested, but the name they posted back to me was her (third) married name) so I'm compleely flumoxed.
       
      I poke around a little more and it seems I not only signed up for CCMP, but also managed to join USAA, which I thought was impossible for me. My father was in the Air Force and the Navy, but I haven't spoken him since the day I graduated from high school in 1987, so I would have no idea any of his relevant required info. My maternal grandfather was also in the Navy, but he died over 20 years ago, so again, I have no access to his info.
       
      Yet, alas, I've somehow not only (literally) stumbled into USAA membership, but my account has somehow been created under a name that is no longer legally mine and been connected to my estranged mother's account.
       
      DO things get any more bizarre?
    • By Quietman
      Well, one more step for the DW. Approved for $16K on their Rate Advantage Platinum MasterCard, HP on EQ.
       
      Her Scores:
       
      Exp : 789
      TU : 798
      Eq : 806
       
      Over the last twelve days, she's scored:
       
      AMEX EDC - $9,400 to $28,200
      NFCU Flagship - $10,000
      NASA Visa - $13,000
      BECU - $25,000
      BOA - $8,200 > $16,400
      USAA - $16,000
       
      For a total of $91,000 in new credit!
       
      I think this evening she'll apply for a second NFCU and a Citi card, then off to the garden!
       
       

       
    • By HoustonLynne
      Prepared Remarks of CFPB Director Richard Cordray at The Clearing House
       
      HINT: She was more entertained by talking with the speechwriter than reading the finished product.
    • By I don't even...
      Has any one else noticed CCMP's questionable math? I get that they are counting all revolving accounts as both Retail and Bank cards, but how does 5+1=7 or 1+4=6? Any ideas? Any one else with similar results?
       

       
      Edit: grammar &c.
    • By mizliz1011
      the last two inquiries shown on this report have long been B* from Equifax Complete. Does USAA not report updated Inquiries (hard) on a timely basis or do I have a problem? and it doesn't show a legit HI from Oct. 9th... May I assume that USAA is not at its finest on the latest and greates of HI reporting? Also, it is showing a CA that was removed almost immediately as the entry was in error... but it is still zinging my experian score...it is dated 9/15 and was removed by CA almost immediately after call from my lawyer...
      Alert Date 09/06/2014 THIS HAS BEEN BUMPED Business Name NAVY FEDERAL CREDIT UNION Inquiry Date 09/04/2014 Alert Date 08/31/2014 Business Name NAVY FEDERAL CREDIT UNION THIS HAS BEEN BUMPED Inquiry Date 08/11/2014 Alert Date 08/31/2014 THIS HAS BEEN BUMPED Business Name PENTAGON FCU Inquiry Date 07/26/2014  



  • Member Statistics

    • Total Members
      179,643
    • Most Online
      2,046

    Newest Member
    alanmana
    Joined

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines