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The last post in this topic was posted 4226 days ago. 

 

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Posted

OK, I think I now know what caused the fraud department to flag my account. Back in May-June I lost my wallet and someone fraudulently used one of my Capital One cards. I filed a Police report but they never requested that I send a copy. So hopefully that's all it is.

That sounds likely.


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Posted

Had my buddy apply with a 716 , AAOA under 1 Year, lots of new acconts and inquiries low utilization, approved 10 K highest line was

5 K. Triple pulled was not instant due to fraud alert.

Thank you OP.

 

Congrats to your buddy!

 

I'm still thankful to OP, too!

  • 1 month later...
Posted

Just app'd for Cap 1 Venture (not VentureOne). Approved 10K. (40,000 bonus miles, no fee first year, probably downgrade next year)

 

BK7 D/C 11 months. Exp frozen. Pulled TU (653 MyFICO) and EQ (663 MyFICO). Previous high limit 3K Cap 1 QS1. 6 new inquiries on TU this weekend. 5 new accounts not yet reporting.

Posted

Just curious - what is the least time between bk7 discharge and approval for this card? I have seen 8 months so far....just wondering if anyone got approved for it sooner? I tried searching but couldn't seem to find anything.

Posted

Just curious - what is the least time between bk7 discharge and approval for this card? I have seen 8 months so far....just wondering if anyone got approved for it sooner? I tried searching but couldn't seem to find anything.

Doodle - try the pre-qualifier for Cap One and see what you get.

Posted

I

 

 

Just curious - what is the least time between bk7 discharge and approval for this card? I have seen 8 months so far....just wondering if anyone got approved for it sooner? I tried searching but couldn't seem to find anything.

Doodle - try the pre-qualifier for Cap One and see what you get.

 

I try it and I get the message that they cannot find an offer for me. Also, I am only 2 months out of bk7, and I tried applying and they don't even pull my credit. They send me a denial based on the fact that I have excessive past or present obligations with them. I'm just wondering if this will be any different......

Posted

I

 

 

Just curious - what is the least time between bk7 discharge and approval for this card? I have seen 8 months so far....just wondering if anyone got approved for it sooner? I tried searching but couldn't seem to find anything.

Doodle - try the pre-qualifier for Cap One and see what you get.

 

I try it and I get the message that they cannot find an offer for me. Also, I am only 2 months out of bk7, and I tried applying and they don't even pull my credit. They send me a denial based on the fact that I have excessive past or present obligations with them. I'm just wondering if this will be any different......

Wait a few months. Use and PIF the new cards you have now so you start showing a positive payment record. Then try again - with EX frozen.

Posted

 

I

 

 

Just curious - what is the least time between bk7 discharge and approval for this card? I have seen 8 months so far....just wondering if anyone got approved for it sooner? I tried searching but couldn't seem to find anything.

Doodle - try the pre-qualifier for Cap One and see what you get.

 

I try it and I get the message that they cannot find an offer for me. Also, I am only 2 months out of bk7, and I tried applying and they don't even pull my credit. They send me a denial based on the fact that I have excessive past or present obligations with them. I'm just wondering if this will be any different......

Wait a few months. Use and PIF the new cards you have now so you start showing a positive payment record. Then try again - with EX frozen.

 

Thanks! I will give it a shot!

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