Approved for Capital One Venture card 10k limit less than 1 yr post chapter 7 discharge

[Losluv]

Thanks OP!!! I have a Venture that is still a mastercard from a PC but I wanted a the signature. DW tried back in April and was denied.

 

I think bojingles was correct about a glitch.. Dw applied and was approved for 10k I apped and I was approved for 15k. I was also approved for the GM card for 10k.

EX frozen, 1 hit on EQ and 2 on TU for the 2 cards.

Now to be fair we are over 3 years from discharge, not 1, and we both have over 150k in TL. Most of my cards with cap1 are around 10k, some over.

 

If you have a BK7 on your record and travel or want miles, you might want to hit up Venture or VentureOne before this "glitch" gets fixed

 

Our FICO's are low 700's.. good luck

Just applied- approved for 10k!!! This is my highest TL!!! Thanks OP and Ronsetoe. I believe we have a glitch, Houston!

[ronsetoe]

 

Thanks OP!!! I have a Venture that is still a mastercard from a PC but I wanted a the signature. DW tried back in April and was denied.

 

I think bojingles was correct about a glitch.. Dw applied and was approved for 10k I apped and I was approved for 15k. I was also approved for the GM card for 10k.

EX frozen, 1 hit on EQ and 2 on TU for the 2 cards.

Now to be fair we are over 3 years from discharge, not 1, and we both have over 150k in TL. Most of my cards with cap1 are around 10k, some over.

 

If you have a BK7 on your record and travel or want miles, you might want to hit up Venture or VentureOne before this "glitch" gets fixed

 

Our FICO's are low 700's.. good luck

Just applied- approved for 10k!!! This is my highest TL!!! Thanks OP and Ronsetoe. I believe we have a glitch, Houston!

 

SWEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEET!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

[tmkats]

Oh man. You guys are soooo tempting. I doubt they would approve with an open BK but I sooooo want to try.

Edited August 31, 2014 by tmkats

[loops77]

It's no glitch. Cap1 has been approving with higher limits since early in the year. I'm considering applying with a frozen Experian.

[whipster]

Took the plunge, VentureOne no AF version, 10K w/EX on ice. Pulled EQ TU, both around 700. BK 4+ years old. Hope no glitch involved so I don't have to worry about a review/cancellation.

[ronsetoe]

It's no glitch. Cap1 has been approving with higher limits since early in the year. I'm considering applying with a frozen Experian.

Not 10-15k starting CL and for their "excellent credit" cards and a BK on record. I have been saying for months that Cap1 was giving nice CLI, so you are preaching to the choir.

 

I was also declined a few months back for BK....So they have lightened their requirements or there is a glitch

 

I apped with a frozen EX

[Losluv]

Took the plunge, VentureOne no AF version, 10K w/EX on ice. Pulled EQ TU, both around 700. BK 4+ years old. Hope no glitch involved so I don't have to worry about a review/cancellation.

Congrats!!!!!!!!!!!!!!!! I hope there's no glitch too! It's strange how BK folks are getting approved and for higher limits after getting denied previously for this card. I wonder if there has been a change in the underwriting? But we all have FICOs around 700 so maybe that explains it.

 

Congrats again!!!

[BrandynLBC]

Very nice, did you have any CapOne product IIB?

Yes i had 3 cards IIB with them

[BrandynLBC]

PS: Approved for 3k. Thanks, OP!

Congrats!

[belairpatrol]

EQ is frozen. My worst score and I can't afford any more INQ. Should I apply

[minnie aubre]

EQ is frozen. My worst score and I can't afford any more INQ. Should I apply

 

If you cannot afford anymore inquiries, then probably not?

[belairpatrol]

YES! Held my breath, pulled the trigger 19 months out of BK EQ frozen

Capital One® Card Application

This page is secure.

Questions? Review our FAQ.

Congratulations! You're approved. $10,000

[minnie aubre]

 

YES! Held my breath, pulled the trigger 19 months out of BK EQ frozen

Capital One® Card Application

This page is secure.

Questions? Review our FAQ.

Congratulations! You're approved. $10,000

 

 

Congrats!

 

Guess you could afford the inquiries

[backtobusiness]

Belairpatrol, you mind sharing you fico scores?

[Misty120]

Belairpatrol, you mind sharing you fico scores?

+1 I am having a difficult time becoming a believer

[loops77]

And was it the Venture or Venture One?

[Credit0007]

Wow, this is very interesting. Making me want to apply.

 

For those that just got approved,is there anybody with more than 2 capital one cards? I have 2 already: Cap One platinum and Cap QS. So, I wonder if one can get a third card or can one ask them to convert the platinum to a Venture One?

 

Is it possible?

[minnie aubre]

Wow, this is very interesting. Making me want to apply.

 

For those that just got approved,is there anybody with more than 2 capital one cards? I have 2 already: Cap One platinum and Cap QS. So, I wonder if one can get a third card or can one ask them to convert the platinum to a Venture One?

 

Is it possible?

Yes, it is possible. I already had two. I've been auto denied in the past for having the max cards with them. I was approved for 3k.

[ronsetoe]

And was it the Venture or Venture One?

Why would that make a difference? One you pay a fee and get more rewards and the other is no fee and less rewards. It is not like the QS MC and the QS VS.

I chose the Venture because my company pays travel expenses and 8k per year is nothing. good luck

[loops77]

 

And was it the Venture or Venture One?

Why would that make a difference? One you pay a fee and get more rewards and the other is no fee and less rewards. It is not like the QS MC and the QS VS.

I chose the Venture because my company pays travel expenses and 8k per year is nothing. good luck

 

 

Based on the most recent MYFICO posts, it seems like some get higher limits (20K) from the Venture card. Just wondering...

[ronsetoe]

 

 

And was it the Venture or Venture One?

Why would that make a difference? One you pay a fee and get more rewards and the other is no fee and less rewards. It is not like the QS MC and the QS VS.

I chose the Venture because my company pays travel expenses and 8k per year is nothing. good luck

 

 

Based on the most recent MYFICO posts, it seems like some get higher limits (20K) from the Venture card. Just wondering...

 

It should make no difference at all. My guess is that the people at the other forum weigh out which one will benefit them the most. good luck

 

 

edit..

 

I got a higher limit than 10k...do you want to not pay a fee and spend less than 8k per year on the VentureOne..or spend more than 8k and have a fee.

google for the breakdown

 

The V vs VO has no bearing on approval or limit. good luck

Edited September 15, 2014 by ronsetoe

[belairpatrol]

New CAP1 Venture approved FICO on TU is 679 FICO on EX 660 EQ Frozen. I am truly stunned at how far I have bounced back from real dififcult BK 19 months ago. And It's because I LISTENED to you guys.

I tried a coupl of ideas on my on and that didn't turn out so well, so I opened my mind and

followed exactly what I was taught here. Thank You

[picnn]

I guess glitch is fixed. Denied wth 687 fico.

Edited September 15, 2014 by picnn

[backtobusiness]

I guess glitch is fixed. Denied wth 687 fico.

Sorry you didn't get approved. I also applied and denied for not having Ex., and TU. available, both are on ice.

[minnie aubre]

I'm not convinced it was a glitch. I only got 3k. My husband got denied.