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Approved for Capital One Venture card 10k limit less than 1 yr post chapter 7 discharge


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Hello,

 

Just wanted to share my approval. So excited. I was discharged November 2013. I have received a few decent cards since then, Quicksilver with a 2.5k limit, and some other fee-free cards. Really surprised to get approved, and for 10k!!! Maybe it's because I charge everything on my Quicksilver. Anyways very happy. My Equifax FICO is 682, Experian 656.

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I applied for same card and the playstation card and got the same 10k limits on both. Its been 3 years since my bk discharge. My wife applied for the sony card and she to got a 10k limit as well. Wonder if there some king a glitch the approval system they have lol. My only other capital one card I have is at a measly 1250 for the last threre years. They pulled both ex and tu. No eq as it was frozen. My scores are not hat great as well so who knows.

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I applied for same card and the playstation card and got the same 10k limits on both. Its been 3 years since my bk discharge. My wife applied for the sony card and she to got a 10k limit as well. Wonder if there some king a glitch the approval system they have lol. My only other capital one card I have is at a measly 1250 for the last threre years. They pulled both ex and tu. No eq as it was frozen. My scores are not hat great as well so who knows.

Did you apply recently?

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Thanks OP!!! I have a Venture that is still a mastercard from a PC but I wanted a the signature. DW tried back in April and was denied.

 

I think bojingles was correct about a glitch.. Dw applied and was approved for 10k I apped and I was approved for 15k. I was also approved for the GM card for 10k.

EX frozen, 1 hit on EQ and 2 on TU for the 2 cards.

Now to be fair we are over 3 years from discharge, not 1, and we both have over 150k in TL. Most of my cards with cap1 are around 10k, some over.

 

If you have a BK7 on your record and travel or want miles, you might want to hit up Venture or VentureOne before this "glitch" gets fixed

 

Our FICO's are low 700's.. good luck

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