Help Please Goodwill letter Discover card

[creditdreamer]

Hello, I have been dreaming of good credit and having a 730 since I've been little. I was in the process when I turned 18 and I got my first secured card courtesy of Capital One. I would pay it off every month. Then months later I applied for discover and a regular capone credit card and approved by both. I was paying my cards and then I lost a job and ended up moving to another state I for 4 months on my discover and 3 months on my Capone cards. As Soon as I got a job I paid off my two capone cards and Theb I paid my Discover card they reopend it for me and everything. I talked to capone today and they said they will send a letter to the three bureaus stating that I was unemployed so on and so forth and wait for a reply in the mail so praying they erase these late marks. Discover on the other hand was so rude they just kept saying by law we must report info to the credit bureau and that we cannot help you we do tell them that you are doing well every month that you pay .

 

I was signed up with a lady who does credit repair but tmrw I will be opting out.

 

I have read that I can do a goodwill letter

And in some even say they did it through Email

Please may someone help me

What email address can I use to email my goodwill letter to Discover and what is the best address to mail one to them. I dont wanna be one of the people they just toss aside.

I have been doing somewhat well with my score my fico is a 601 and the 3 bureaus are around 502

All my hard credit inquiry should be removed by February 2015 so then my score will in have these negative marks towards late payments when I was unemployed which suck. I would like to be able to get a loan one day well sooner than later.

Anywho all and any help is appreciated thank you in advance thank you for bearing through this long post