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So I decided to cancel Smart Credit today. Nothing left to B*, get my FICO from Barclay's, and their FAKO is way off.

 

Before I got to the final cancellation screen online (which is not really the end of the process), it gave me the option to continue as a customer for $4.95 per month going forward instead of the current $9.95, a 50% reduction. I said, 'No thanks'.

 

Then, of course, it tells you that you are all set to be cancelled, but you just have to call Customer Service to confirm...for 'security reasons'.

 

So I did. And the lady was very nice. She offered me a month for free (starting tomorrow through my next month-end date of September 25th), at which time I can call her back and either choose to cancel as I planned to do today, or I could choose to accept the $4.95 offer.

 

If you are paying the $9.95 per month, why not click your way through the cancellation process and see if you can save some money?

 

Dave

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