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Should LIR be frozen?


The last post in this topic was posted 2539 days ago. 

 

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My recent experience with US Bank (with a clean report) is that they aren't inquiry-sensitive... for anyone with marginal credit or other qualifications they probably are, and freezing these data sources (ARS, IDA) is a recommended precaution to mitigate the risk of burning another inquiry with no new resulting account.

 

Looks like the abbreviation is for "Lakeside Information Resources." Here's a thread with cobwebs: http://creditboards.com/forums/index.php?showtopic=206602

Edited by cv91915
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My recent experience with US Bank (with a clean report) is that they aren't inquiry-sensitive... for anyone with marginal credit or other qualifications they probably are, and freezing these data sources (ARS, IDA) is a recommended precaution to mitigate the risk of burning another inquiry with no new resulting account.

 

Looks like the abbreviation is for "Lakeside Information Resources." Here's a thread with cobwebs: http://creditboards.com/forums/index.php?showtopic=206602

Yes it is Lakeside and they have the same exact address as ARS.

 

Keep in mind that's also 8 years ago. Prior to the meltdown. God knows what precautions some banks take these days.

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My recent experience with US Bank (with a clean report) is that they aren't inquiry-sensitive... for anyone with marginal credit or other qualifications they probably are, and freezing these data sources (ARS, IDA) is a recommended precaution to mitigate the risk of burning another inquiry with no new resulting account.

 

Looks like the abbreviation is for "Lakeside Information Resources." Here's a thread with cobwebs: http://creditboards.com/forums/index.php?showtopic=206602

Yes it is Lakeside and they have the same exact address as ARS.

 

Keep in mind that's also 8 years ago. Prior to the meltdown. God knows what precautions some banks take these days.

 

 

Yes, hence my warning about the age of that post.

 

cobwebs.jpg

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The last post in this topic was posted 2539 days ago. 

 

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