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Experian is not allowing me to dispute online..

The last post in this topic was posted 2295 days ago. 

 

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It says they have already investigated this information and it's been verified. This of course is courtesy of these credit repair companies I've dealt with.

 

What else can I do?

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I'm in the same boat, wonder if I dispute via mail, will it be considered frivilous.

I heard online was not the route to go when disputing. The Credit repair guys, disputed everything online, at least with Ex that I know of..

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It says they have already investigated this information and it's been verified. This of course is courtesy of these credit repair companies I've dealt with.

 

What else can I do?

Same thing happened to me last night.

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Via snail mail

 

Experian

P.O. Box 4500

Allen, TX 75013

 

;)

 

http://creditboards.com/forums/index.php?showtopic=243938

 

EX has always been the hardest for me to get anything disputed.

I don't know about snail mail. I'm leaning towards trying to get an online chat open. What do you guys think?

 

 

EX is doing you a favor...

??? Experian does no one a favor.

 

I don't see the favor either haha

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after my bk 5yrs I dispute a lot of items on my cr .then I was look out online. csr told me if you dispute to much it will lock you out. I was locked out for about 2 yrs

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I don't see the favor either haha

the favor is

 

disputes should always be done

 

via snail mail.

 

that's the first lesson in CR101.

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Is this an obsolete dispute you're attempting?

Yes.

 

 

I don't see the favor either haha

the favor is

 

disputes should always be done

 

via snail mail.

 

that's the first lesson in CR101.

 

Even if it's obsolete? Cause I've been told otherwise about CR101.

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If anyone gets the online issue resolved please post because this happens to me every year when I check my annual free one with them and I have no idea what's causing it. I went ahead and did the snail mail in 2011 but these past two years I just said forget it and didn't bother so I'm surprised to see here that its not just me its happening to.

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Is this an obsolete dispute you're attempting?

Yes.

 

 

I don't see the favor either haha

the favor is

 

disputes should always be done

 

via snail mail.

 

that's the first lesson in CR101.

 

Even if it's obsolete? Cause I've been told otherwise about CR101.

 

 

If you are doing a legitimate dispute you want a paper trail. If the TL is actually too old to report I'd do it in writing, by mail.

 

If you are trying to get something to drop off early, I'd do it online.

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Is this an obsolete dispute you're attempting?

Yes.

 

 

I don't see the favor either haha

the favor is

 

disputes should always be done

 

via snail mail.

 

that's the first lesson in CR101.

 

Even if it's obsolete? Cause I've been told otherwise about CR101.

 

 

If you are doing a legitimate dispute you want a paper trail. If the TL is actually too old to report I'd do it in writing, by mail.

 

If you are trying to get something to drop off early, I'd do it online.

 

Yea I found (2) that are past the 7 year mark. I'll send it via mail then. Thanks CV.

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Is this an obsolete dispute you're attempting?

Yes.

 

 

I don't see the favor either haha

the favor is

 

disputes should always be done

 

via snail mail.

 

that's the first lesson in CR101.

 

Even if it's obsolete? Cause I've been told otherwise about CR101.

 

 

If you are doing a legitimate dispute you want a paper trail. If the TL is actually too old to report I'd do it in writing, by mail.

 

If you are trying to get something to drop off early, I'd do it online.

I tried to do an obsolete dispute online for 3 tradelines that are within 3 months of coming off. Since they previously "verified" them, Experian will not allow me to dispute online stating it has been previously verified. I have never disputed the accounts as obsolete, so that has never been "verified" by them. i am mulling over complaining to the CFPB, because I had no problems disputing those same accounts as obsolete online with TU or EQ. It seems ridiculous to have to spend the $$ to mail it.

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Is this an obsolete dispute you're attempting?

Yes.

 

 

I don't see the favor either haha

the favor is

 

disputes should always be done

 

via snail mail.

 

that's the first lesson in CR101.

 

Even if it's obsolete? Cause I've been told otherwise about CR101.

 

 

If you are doing a legitimate dispute you want a paper trail. If the TL is actually too old to report I'd do it in writing, by mail.

 

If you are trying to get something to drop off early, I'd do it online.

I tried to do an obsolete dispute online for 3 tradelines that are within 3 months of coming off. Since they previously "verified" them, Experian will not allow me to dispute online stating it has been previously verified. I have never disputed the accounts as obsolete, so that has never been "verified" by them. i am mulling over complaining to the CFPB, because I had no problems disputing those same accounts as obsolete online with TU or EQ. It seems ridiculous to have to spend the $$ to mail it.

 

You'll spend even more money arguing with them. If they're 3 months away, just bite your tongue and wait it out.

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