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US Bank 10 day notice on credit card app

belairpatrol

By belairpatrol,
in Credit Forum

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The last post in this topic was posted 3923 days ago. 

 

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virtualtreasure

virtualtreasure

Posted
Posted

USB gave me an instant approval in branch with my highest starting CL of any card. Guess they're definitely a YMMV sort of lender.

Aren't they all? I'm sure even We Fee has some tried and true card holders, though hard to imagine how that could be :P

 

My annoyance with USB is that they asked all 3 to be thawed for an app to be processed, saying it's because they pull 'randomly', ack!

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Allisson0605

Allisson0605

Posted
Posted

I usually start by politely emphasizing on all positive aspects of my profile and then kindly ask them to reconsider the original decision I casually mention that perhaps the denial was system generated and a seasoned Analyst would certainly not have denied it.

 

Sometimes it works!

 

If I don't get a fuzzy feeling when I hear the voice of Analyst , I hang up.

 

I am an Underwriter Profiler! I suppose .

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cv91915

cv91915

Posted
Posted

 

Cash+ is great for 5% on gym and cellphone. Earn $185 in cash back per year just for paying those two bills with this card.

Yes please!

 

 

If you spend $3,700 a year on those two things you need checkup from the neck up.

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hegemony

hegemony

Posted
Posted

 

 

Cash+ is great for 5% on gym and cellphone. Earn $185 in cash back per year just for paying those two bills with this card.

Yes please!

 

 

If you spend $3,700 a year on those two things you need checkup from the neck up.

 

 

moreover:

 

 

  • 5% cash back on your first $2,000 in combined net purchases2 each quarter on two categories you choose (like department stores or cell phone service).3
  • 2% cash back on your choice of one everyday category (like gas or groceries).3
  • 1% cash back on everything else.
  • No limit on total cash back earned.

 

 

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almostanonymous

almostanonymous

Posted
Posted (edited)

 

 

Cash+ is great for 5% on gym and cellphone. Earn $185 in cash back per year just for paying those two bills with this card.

Yes please!

 

 

If you spend $3,700 a year on those two things you need checkup from the neck up.

 

 

I pay for plans for my immediate family for both, so $300 a month isn't altogether terrible. Also that factors in a $25 credit for waiting to redeem cash back until the value is > $100.

 

Moreover: The $2000 cap is per quarter.

Edited by almostanonymous
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virtualtreasure

virtualtreasure

Posted
Posted

 

 

 

Cash+ is great for 5% on gym and cellphone. Earn $185 in cash back per year just for paying those two bills with this card.

Yes please!

 

 

If you spend $3,700 a year on those two things you need checkup from the neck up.

 

 

I pay for plans for my immediate family for both, so $300 a month isn't altogether terrible. Also that factors in a $25 credit for waiting to redeem cash back until the value is > $100.

 

Moreover: The $2000 cap is per quarter.

 

Looking to adopt by any streak of chance or luck :(

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