AAoA Thresholds - where should I draw the line?

[b75]

Is there a defined set of thresholds for AAOA, similar to the other well-known and time-tested thresholds for other CRA file criteria? (ie: keep util at 1-2%, no more than 1-2 cards reporting balances, etc...)

 

I'm currently at 8 years on each CRA, thanks heavily to 3 Amices reporting since 1993. Just added a new card which hasn't reported, yet - by my calcs that will drop me to 7 years and a few months.

 

Keeping in mind that I can always churn some new AmEx's (January-ish), is there a bright-line that I shouldn't let myself fall below?

 

Is 5+ "good"? 6+? Stay above 7 at all costs???

 

 

 

 

 

[loops77]

BobWang had a thread, but a lot of the charts are missing. I keep reading that any AAOA over 6 years is good though.

[b75]

I thought I had seen a BW thread covering this, but my search-Freedom Unlimited is weak...

[Second Chances]

http://creditboards.com/forums/index.php?showtopic=505095

http://creditboards.com/forums/index.php?showtopic=487055&page=2&do=findComment&comment=4676209

[b75]

Perfect! Thanks Second!!!

 

(Not sure how I couldn't find those...)

[Second Chances]

I use google. Type in site:creditboards.com, then whatever your search terms are. It works much better than the site search.