Barclay's Secret Phone Got Me a Nice Credet Line Increase

[belairpatrol]

Froze Equifax and Experian, and searched for TU Credit Pulls for BK Friendly.Cards. Chose US Air with 40000 Bonus Miles. Got approved for $2000, then called the credit analyst number you guys suggested here at CreditBoards. The credit analyst answered on the 1st ring. Asked a few questions, then said he needed to review credit report. Came back and asked how much I wanted. I said $5000 and he approved it that second

[cv91915]

Awesome. Congrats on the card and the recon!!

[FromGoodtoGreat]

Nice!

[mendelssohn]

Nice! It pays to always try with Barclays.

[parisamour]

Congrats !! Way to go!!

[Charger12]

Congrats!

[hegemony]

sweet!

[cyberone28]

[shifter]

nice!

 

doesn't it make you wish you'd asked for more?

 

whenever they say yes that easily I always wish I would have asked for more.

[Tryng to start over]

Your post is new to me. I have a couple questions I hope you can answer.

 

 

1) What does freezing your EQ/EX reports do? And how do you do it?

2) What is the secret phone number?

 

 

 

Thanks!

[trap11]

I will add to this instead of starting a new thread since it pertains to the same number (I am assuming here)

 

Yesterday I was really frustrated with barclays. I just applied for my card on July7th and initially was denied but called Recon and was approved. Wasn't until I logged into to check the status that I realized it was only 500 cl. So I called Recon the next day an no go. Anyway, I bought something from amazon for 36 bucks, waited for it to post, and then paid it through my checking account. I want to see how quick things posted and I was able to pay before I went to crazy and had a balance at the Statement Close date. I moved this weekend an started using it more and even put the moving truck on my card. I am guessing my error was charging on the card right before the weekend. I charged over 300 on my car and I kept waiting for my "statement balance" to reflect this. the only way I was able to make a payment was by using the "future payment" feature but I only paid 100. finally everything went from pending to posted but it didnt reflect on my statement balance so I couldn't pay it yet. I called the reg CSR line and all that guy would let me pay was 54 dollars an some change. I asked him when my statement closed and he said "TODAY"... so I knew I was screwed. I made another future payment of 150 but I think it was probably to late. So this was going to put my U% above 50%. Thats the frustrating part of my story...

 

The good part.... While at work this morning I got an Idea, it was 445am 11 hours deep into my shift, I thought i would call the secret number when I got off work to see if I could get a CLI and explain why I wanted one. I just had a CLI on Cap1 two weeks ago to 5K, and it was on my CR already, so I thought I could use that as leverage. So I called this morning and the call started off rocky... I normally start talking jibberish after a 12 hour night shift... but I was able to pull my self together and rattle everything off like I had rehearsed in my head the first 15 minutes of my drive home. She took the normal info, did a soft TU pull, asked how much I was asking for, I said "at least what my Cap1 Limit is. With no hesitation she said "I will increase your limit to 5000 and it will be available immediately".... So I turned a bad situation into a good one but I am not sure if the new CLI will reflect when they report to the CRA's since my statement close date was the 12th.

 

Sorry so long winded.... it's the jibberish coming out...

 

And yes Shifter.... I wish I would have asked for more....

[Sergio SPL]

I applied for the apple financing and was declined , called the next morning to recon.

 

Was asked questions about credit baddies and income, also asked how much I was planning in spending at the apple store , I told him about 2-3k for a new Mac Pro , he put me on hold and came back to tell me he would approved it at 2.5k

 

A few days later I called and ask for a CLI to cover the new Mac Pro, wanted a more expensive one, they asked me how much I said 3.7k and he said ok approved

 

They have been very generous to me so far.

When should I call again for CLI ?

1.2.3 months?

[almostanonymous]

Calling tomorrow after my 6th statement. Hoping to push my SM north of $10k

[trap11]

Calling tomorrow after my 6th statement. Hoping to push my SM north of $10k

Good luck... I bet you will get it. They had told me to wait a few months when I called to Recon the first time... so I waited a month and they still hooked me up. Do You PIF every month? I think they like when you do is the impression I got when I talked to the analyst.

 

Let me know how it goes... what is your CL now?

[garthskjr]

I'm new to this, but what is calling Recon and where do you get those numbers?

[Matti]

It's when you ask for a reconsideration after you've received a denial or less than favorable/requested terms.

 

Read this thread.

 

http://creditboards.com/forums/index.php?showtopic=447943&hl=backdoor

Edited August 15, 2014 by Matti

[almostanonymous]

 

Calling tomorrow after my 6th statement. Hoping to push my SM north of $10k

Good luck... I bet you will get it. They had told me to wait a few months when I called to Recon the first time... so I waited a month and they still hooked me up. Do You PIF every month? I think they like when you do is the impression I got when I talked to the analyst.

 

Let me know how it goes... what is your CL now?

 

 

They turned down the CLI due to my 12 new accounts in the past 12 months. I wasn't really sure how to explain my way out of that one, so I just told the analyst(s) that I had opened various credit products and determined Barclay's to be the product that was most consistent with my daily spending and that I wanted to use it for all of my purchases. Nice people, but they weren't having it.