Does EX Hate AUs?

[PotO]

I have about six AU accounts reporting and the first three hit all three credit bureaus without problem. Now, however, the last three were picked up by TU and EQ, but not EX.

 

Any ideas why this could happen and any recommended solutions?

[shifter]

usually EQ is the one not to report AU accounts.

 

but why so many AU accounts?

[PotO]

usually EQ is the one not to report AU accounts.

 

but why so many AU accounts?

Wife always adds me. I didn't tell her not to on her latest because Chase gives 5,000 MR points for adding an AU.

 

Out of about fifty tradelines, 6 are AUs. I just thought it would be nice if all three bureaus reported the same. And curious why EX would not report.

[amandal0514]

I'm an AU on an AMEX card and was surprised to see it report on EQ. Then it disappeared for whatever reason. But then when the next statement closed and everything updated, it reappeared on EQ. For now, it's still on there. We'll see if it stays.

[loops77]

What cards reported? Sometimes EX is sticky regarding Barclays and BOA.

[PotO]

What cards reported? Sometimes EX is sticky regarding Barclays and BOA.

 

Thanks for that data point, Loops77.

 

Indeed, one culprit is Barclays. The other two are Chase and Discover. I'm surprised by Chase, though. My wife was AU on my oldest Chase card and it never reported to EX, but as soon as she was made a joint owner EX picked it up right away.

 

Navy and USAA report just fine.

 

Could EX just be a cheap b'tard and not want to use file space? I wonder if they would pick up the AU tradeline if it went negative?

[Momof5]

Ex is the only CRA that reports both of my AU accts. Both EQ and TU report chase, but only EX shows the Home Depot acct.

[ronsetoe]

 

What cards reported? Sometimes EX is sticky regarding Barclays and BOA.

Thanks for that data point, Loops77.

 

Indeed, one culprit is Barclays. The other two are Chase and Discover. I'm surprised by Chase, though. My wife was AU on my oldest Chase card and it never reported to EX, but as soon as she was made a joint owner EX picked it up right away.

 

Navy and USAA report just fine.

 

Could EX just be a cheap b'tard and not want to use file space? I wonder if they would pick up the AU tradeline if it went negative?

 

Barclays reports too all 3, for AU accounts, for DW and myself. I would give it another month and check again. good luck

[hegemony]

Experian, TU, and IDS show all my AUs. Equifax is missing about half

[PotO]

 

 

What cards reported? Sometimes EX is sticky regarding Barclays and BOA.

 

Thanks for that data point, Loops77.

Indeed, one culprit is Barclays. The other two are Chase and Discover. I'm surprised by Chase, though. My wife was AU on my oldest Chase card and it never reported to EX, but as soon as she was made a joint owner EX picked it up right away.

Navy and USAA report just fine.

Could EX just be a cheap b'tard and not want to use file space? I wonder if they would pick up the AU tradeline if it went negative?

Barclays reports too all 3, for AU accounts, for DW and myself. I would give it another month and check again. good luck

Thanks. I should have mentioned that it's been over 1/2 a year already.

 

I'm just curious what causes this.

[PotO]

Experian, TU, and IDS show all my AUs. Equifax is missing about half

What do you think causes this?

 

Do you think I'm correct in thinking it's nothing worth complaining to the CRA over?

[loops77]

PotO, are all of your addresses matching? Chase and Discover don't take socials, so they really need that address to pop on. Equifax just hates AUs and will take most off after they hit.

[hegemony]

 

Experian, TU, and IDS show all my AUs. Equifax is missing about half

What do you think causes this?

 

Do you think I'm correct in thinking it's nothing worth complaining to the CRA over?

 

I have no theory of any merit but complaining to a CRA is a waste of time

[PotO]

PotO, are all of your addresses matching? Chase and Discover don't take socials, so they really need that address to pop on. Equifax just hates AUs and will take most off after they hit.

 

Hmmm ... that's something worth looking into. Thanks!

 

I'll check to make sure addresses are conforming at EX.