CTSoxFan Posted June 13, 2020 Share Posted June 13, 2020 (edited) 20 hours ago, cashnocredit said: CNBC has a good video explaining the basic way SS uses your income history to determine how big your CC check will be. While not covering a lot of ancillary things like effect of retirement age, survivor's benefits and such, it's a great baseline for understanding how it works. https://www.cnbc.com/2020/06/12/how-much-the-average-american-will-get-from-social-security.html You can also go to the SS website to see your wage history, expected benefit, etc. It will also show you the impact of taking SS when first eligible (62), full retirement age (66-67 for most) and waiting until you're 70. If you are in good health and can afford to do so, waiting until 70 is the best option. Get those numbers first so you can see the effects on your particular situation. Edited June 13, 2020 by CTSoxFan Quote Link to comment Share on other sites More sharing options...
Kat58 Posted June 13, 2020 Share Posted June 13, 2020 (edited) 6 hours ago, CTSoxFan said: You can also go to the SS website to see your wage history, expected benefit, etc. It will also show you the impact of taking SS when first eligible (62), full retirement age (66-67 for most) and waiting until you're 70. If you are in good health and can afford to do so, waiting until 70 is the best option. Get those numbers first so you can see the effects on your particular situation. Good health doesn't mean squat. Let's say, you start taking SS at 62 and draw $1k each monthl. At age 69, you would have collected ~$84k (not including COL increases). If you planned on waiting until 70 and croaked at 69 (there's lots of ways to croak), you wouldn't receive one dime. That's my logic anyway ETA - I believe the break even amount is around age 78/79, so there's that. Edited June 13, 2020 by Kat58 MarvBear 1 Quote Link to comment Share on other sites More sharing options...
CTSoxFan Posted June 14, 2020 Share Posted June 14, 2020 23 hours ago, Kat58 said: Good health doesn't mean squat. Let's say, you start taking SS at 62 and draw $1k each monthl. At age 69, you would have collected ~$84k (not including COL increases). If you planned on waiting until 70 and croaked at 69 (there's lots of ways to croak), you wouldn't receive one dime. That's my logic anyway ETA - I believe the break even amount is around age 78/79, so there's that. By that logic I shouldn't save anything because I could die tomorrow... Good health and your life expectancy are the basis for determining if it makes financial sense to delay drawing SS. If you have a bunch of chronic conditions that are known to shorten life expectancy then you are likely better off drawing ASAP vs. if you are in good health you would likely have a longer life expectancy and therefore it would make sense to delay. It is a math equation and there is a break even point, you figure out what that age is and then ask yourself whether or not you're likely (not assured) to live that long. MarvBear and kaylee34 2 Quote Link to comment Share on other sites More sharing options...
hegemony Posted June 18, 2020 Share Posted June 18, 2020 (edited) I'd buy a double-wide from this guy... https://twitter.com/RexChapman/status/1273400070189219841 Edited June 18, 2020 by hegemony kaylee34 and centex 2 Quote Link to comment Share on other sites More sharing options...
cv91915 Posted June 19, 2020 Author Share Posted June 19, 2020 I think "abundance of caution" was already on my list. Use that phrase and you're dead to me. Now I'm putting "social distancing" on the same list. Honestly, just tell people to stay the @$%^ away from each other. It's more direct and honest. MarvBear, CTSoxFan and TheVig 2 1 Quote Link to comment Share on other sites More sharing options...
kaylee34 Posted June 20, 2020 Share Posted June 20, 2020 PC isn’t direct and honest. IndyPoolPlayer 1 Quote Link to comment Share on other sites More sharing options...
CTSoxFan Posted June 20, 2020 Share Posted June 20, 2020 On 6/19/2020 at 3:24 PM, cv91915 said: I think "abundance of caution" was already on my list. Use that phrase and you're dead to me. Now I'm putting "social distancing" on the same list. Honestly, just tell people to stay the @$%^ away from each other. It's more direct and honest. AGREE 100%. If you are close enough that I can put my foot up your ass, you're too effing close and get the hell away from me. That should be the allowed test of social distancing. Anyone within kicking distance is fair game to be kicked. Men, women, kids, old people, I don't care. If you are unable to stay away then stay home. Quote Link to comment Share on other sites More sharing options...
TheVig Posted June 21, 2020 Share Posted June 21, 2020 On 6/20/2020 at 4:41 PM, CTSoxFan said: AGREE 100%. If you are close enough that I can put my foot up your ass, you're too effing close and get the hell away from me. That should be the allowed test of social distancing. Anyone within kicking distance is fair game to be kicked. Men, women, kids, old people, I don't care. If you are unable to stay away then stay home. There's a Chuck Norris joke somewhere in here. kaylee34 1 Quote Link to comment Share on other sites More sharing options...
cv91915 Posted June 22, 2020 Author Share Posted June 22, 2020 (edited) 100% of the time the cleaning people put the trash can on the wrong side of the toilet. And they always place the toaster so the long side is parallel to the backsplash, and not perpendicular as it should be. It should be obvious from the location of the buttons that operate the toaster which way the device needs to face for convenient operation. Edited June 22, 2020 by cv91915 Quote Link to comment Share on other sites More sharing options...
centex Posted June 22, 2020 Share Posted June 22, 2020 42 minutes ago, cv91915 said: 100% of the time the cleaning people put the trash can on the wrong side of the toilet. And they always place the toaster so the long side is parallel to the backsplash, and not perpendicular as it should be. It should be obvious from the location of the buttons that operate the toaster which way the device needs to face for convenient operation. Mom has a crew that does stuff like that...almost makes me wonder if they deliberate move stuff around in an effort to make you believe they really did something. Also run into that sort of thing in a hotel room...if I am only there for two days, not as big a deal...but when I am there for a week, I have things WHERE I WANT THEM. Leave them in place... Grrrrr!!!! Quote Link to comment Share on other sites More sharing options...
cv91915 Posted June 22, 2020 Author Share Posted June 22, 2020 4 hours ago, centex said: Mom has a crew that does stuff like that...almost makes me wonder if they deliberate move stuff around in an effort to make you believe they really did something. Also run into that sort of thing in a hotel room...if I am only there for two days, not as big a deal...but when I am there for a week, I have things WHERE I WANT THEM. Leave them in place... Grrrrr!!!! I think this story is buried earlier in the thread, but at some point "wash the sheets in the master bedroom" dropped off their task list without my input. It took a few cycles before I figured out that the lack of freshness wasn't because they didn't like using dryer sheets (my initial assumption). It could have been months. centex 1 Quote Link to comment Share on other sites More sharing options...
Bad Doctor Frost Posted June 24, 2020 Share Posted June 24, 2020 Yes, please schedule another meeting for today. Having 10 hours of meetings in an 8 hour period isn't enough. Especially when trying to coordinate between 3 time zones. Quote Link to comment Share on other sites More sharing options...
cv91915 Posted June 24, 2020 Author Share Posted June 24, 2020 1 hour ago, Bad Doctor Frost said: Yes, please schedule another meeting for today. Having 10 hours of meetings in an 8 hour period isn't enough. Especially when trying to coordinate between 3 time zones. One of the nice things about working remotely in two different times zones with no predictable pattern is that no one ever knows where I am. They're all trained to only schedule things with me during times that could work in either of my time zones. This has uncomplicated my calendar dramatically. Quote Link to comment Share on other sites More sharing options...
hegemony Posted June 24, 2020 Share Posted June 24, 2020 Interoperability Quote Link to comment Share on other sites More sharing options...
cv91915 Posted June 25, 2020 Author Share Posted June 25, 2020 People on vacation in Hawaii who take pictures like this: Anyone in Pisa with a camera: Kat58 and TheVig 1 1 Quote Link to comment Share on other sites More sharing options...
hegemony Posted June 29, 2020 Share Posted June 29, 2020 Quote Link to comment Share on other sites More sharing options...
StarkRaven$ Posted June 29, 2020 Share Posted June 29, 2020 Unsolicited and unwelcomed mansplaning. Pam and smartlypretty 2 Quote Link to comment Share on other sites More sharing options...
TheVig Posted June 30, 2020 Share Posted June 30, 2020 Is it to much to ask people living in the first world to shower at least once a day? And can we make it a felony to have a neck beard? Same goes for those that can't grow a reasonable amount of facial hair to begin with. You know the type......they have about 300 unruly hairs scattered around their face. cv91915, smartlypretty, MarvBear and 1 other 1 1 1 1 Quote Link to comment Share on other sites More sharing options...
smartlypretty Posted June 30, 2020 Share Posted June 30, 2020 1 hour ago, TheVig said: Is it to much to ask people living in the first world to shower at least once a day? And can we make it a felony to have a neck beard? Same goes for those that can't grow a reasonable amount of facial hair to begin with. You know the type......they have about 300 unruly hairs scattered around their face. I just noticed a "trending" salon or slate article about how showering daily is bad, and I hate seeing those articles. I sincerely do not mean to be judgmental but how else do you signal "wake up" to your whole body?! Quote Link to comment Share on other sites More sharing options...
centex Posted June 30, 2020 Share Posted June 30, 2020 3 hours ago, smartlypretty said: I just noticed a "trending" salon or slate article about how showering daily is bad, and I hate seeing those articles. I sincerely do not mean to be judgmental but how else do you signal "wake up" to your whole body?! What, a line or three of coke doesn't work for everyone? smartlypretty 1 Quote Link to comment Share on other sites More sharing options...
hegemony Posted July 1, 2020 Share Posted July 1, 2020 that Pikachu-themed engagement rings are a thing Quote Link to comment Share on other sites More sharing options...
Bad Doctor Frost Posted July 1, 2020 Share Posted July 1, 2020 25 minutes ago, hegemony said: that Pikachu-themed engagement rings are a thing Try being in a Disney themed wedding. The bride's tiara had mouse ears. ...they're no longer married. Quote Link to comment Share on other sites More sharing options...
TheVig Posted July 8, 2020 Share Posted July 8, 2020 Food Share <<<< a new name for food banks. Don't get me wrong, I don't mind feeding people, especially children, but damn. Quote Link to comment Share on other sites More sharing options...
hegemony Posted July 8, 2020 Share Posted July 8, 2020 28 minutes ago, TheVig said: Food Share <<<< a new name for food banks. Don't get me wrong, I don't mind feeding people, especially children, but damn. sounds like I chew 10 times and pass it along to the next person Quote Link to comment Share on other sites More sharing options...
Bad Doctor Frost Posted July 9, 2020 Share Posted July 9, 2020 3 hours ago, hegemony said: sounds like I chew 10 times and pass it along to the next person That's called "mama birding." MarvBear and StarkRaven$ 2 Quote Link to comment Share on other sites More sharing options...
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