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I just found this service called Chex Approval. They claim to get your chexsystem cleared. Has anybody used this or aware of a competitor? What was your experience?
Get your negatives cleared for a fee from a site with no named personnel or testimonials ---I'm skeptical.
And would this work more certainly or faster than just writing a good will letter?
Hello. I saw a post a few weeks ago about BBVA Compass regarding EWS I was just curious if anyone has any info on this. I just opened up a checking and savings account and was curious if this account will be closed? Other banks told me no before the account was even opened so I was just curious how this may play out? any help, advice, or comments would be awesome...
So here is my situation:
-My checking account was closed after an overdraft and that amount plus fees (~$700 with fees) were put into Chexsystem
-I have a closed, charged off credit card account where I owe ~$3500, with Capital One
-Capital One merged with my old bank so both accounts are with Cap1
I have no checking account. I use Serve, and cash. I also have a ReadyDebit prepaid account that I dont actively use anymore (Serve is better)
I am about to receive a large check for helping some relatives renovate and sell some property. Next week I will be receiving a 4 or low-5 figure check.
How and where can I deposit it?
I have not tried to open a checking account and have not had the funds to payoff the accounts until now. I would like to negotiate my settlements in good faith and start a checking account somewhere without Capitol One just taking it off the top.
360 days ago, I opened a secured credit card with capital one to rebuild/repair my poor credit with a $1000 deposit. I've always paid it on time and today I just received a pre-approved offer from them.
I only currently have their secured mastercard and an american express charge card so I figured it'd be good for my score if I got another credit card. I called them to see if I could convert my secured credit card (credit limit was $1000 a year ago, $1450 now) into an unsecured credit card but they said they don't do that.
How should I go about getting my Grand back without hurting my credit? Should I sacrifice a goat? If so, what words should I chant as I'm doing it?
I would appreciate the advice.