Jump to content

Iffy credit, mortgage approval issue


spursgirl
 Share

The last post in this topic was posted 3854 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Recommended Posts

Hi all, I have some numbers I want to share to see if I can get some feedback.

 

I posted earlier that in May I approved for mortgage, and since then I have a 30 day late report for a credit card. I am contacting the company with a goodwill letter to see if they will remove it, but if not, I don't know if I can qualify.

 

My house in on the market. I have a house I'd like to buy. The house is listed at 319. I will have 20% down payment.

 

According to my LO, here are the numbers for me today. He said that the numbers beside the + show that if I pay down my credit card debt, I will qualfy.

 

XP is 580 + 46

TU is 605 + 36

EF is 590 + 47

 

If my house sells I can pay off all cc debt. In the meantime I can pay it off in two payments.

 

I'm really worried about loan going through and looking for advice.

 

 

Link to comment
Share on other sites


The last post in this topic was posted 3854 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Guest
This topic is now closed to further replies.
 Share




  • Member Statistics

    • Total Members
      189761
    • Most Online
      2046

    Newest Member
    keithverdin
    Joined
×
×
  • Create New...

Important Information

Guidelines