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July Dcu fico


nolanryan
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-7, 620 to 613 but it is including a PR tax lien that has been deleted (vacated) on other reports and is in dispute. Does not show new $10K secured card but does show a $2500 credit builder loan as an installment. Hoping for a big raise on removal of lien and new $10K line NEXT month (sob).

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I wonder if it's the 20+ cards reporting balances right now. :P

based on my testing

 

04 is a lot more sensitive to balances than 08.

 

both in number of cards with balances

 

and the usage % per card.

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I wonder if it's the 20+ cards reporting balances right now. :P

based on my testing04 is a lot more sensitive to balances than 08.both in number of cards with balancesand the usage % per card.

My overall utilization is ~2%. Only one card is over 1% as of today. 04 is definitely VERY bitchy about the number of cards with balances.

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