July Dcu fico

[nolanryan]

Has anyone got theirs? It's usually by noon and I'm still waiting

[Goose123]

Not yet

[amandanicolem87]

Last month it came on the 26th.

[BobWang]

Hmm, maybe I'd better finish working on the release TIMES

[amandanicolem87]

Sorry, 27th, but its up.

[mindcrime]

I thought it was by date too, but apparently it's the last Friday of the month.

[mendelssohn]

+5 to 678

 

Even with 5 inquiries reporting [for now].

[jkk4life]

Mine's up -13 to 697. New mortgage reported. Annoyed since my other two scores did not budge with the new mortgage. Going to need to delay my app spree a few months until this recovers.

[ronsetoe]

715

[nolanryan]

-5 to 758.

[cputrwz]

Mine finally went up for the first time since February! Woo.... been sitting at the same damn thing since then.

[Goose123]

Still at 679, hasn't moved in 3 months.

[JenniferinTN]

Holding steady at 655.

[Core618]

Hmmm, up 57 points from last month to 780... and that's after my little mini app spree this week.. "You recently opened a new credit account."

 

 

myFICO alert shows me at 797 last night, down from 806 earlier in the week...

[chugs102]

for you rookies, DCU FICO comes out on the last Friday of the month.

 

744, no change

[shifter]

-37 to 739

 

a couple of new accounts and allowed one card to report at 85% util.

[amandal0514]

-6 to 743

[shifter]

wife: -6 to 769.

 

added one new account, but went from 6 to 4 accounts with balances and went from 6 -> 7.5 years AAOA.

 

expected it to go up a good bit, not down.

[Caramelle]

+13 to 658

[ericgunit]

+1 to 731

[tzuk]

+41 to 758

 

AAOA 6m to 4y3m

 

All accounts reported at 0

 

Score should increase tomorrow when Chase Freedom reports a balance.

Edited July 25, 2014 by tzuk

[StupidCredit]

+7 to 747

[chugs102]

wife: -6 to 769.

 

added one new account, but went from 6 to 4 accounts with balances and went from 6 -> 7.5 years AAOA.

 

expected it to go up a good bit, not down.

 

 

I don't think EQ FICO likes new accounts. My score has been stagnant at 720 to 740 over the past several years despite the PR and 30d-lates falling off. Meanwhile, my TU and EX jumped to about 800.

[amandanicolem87]

DF went from 664 to 685. We currently have relatively high util (20%) due to home repairs/updates on the house we're about to buy from family, but it really hasn't changed significantly from last month to this month. But, we'll take the 21 point jump- paying off the balances and getting a few (hopeful) *d Amices seems like it might just push his new file over the 04' 740 (08' 760) range just in time for the mortgage app.

[Remo]

+19 681 number of balances/uti reporting went down.