WooHoo! NASA Approves!

[JasonK94Z]

NASA just approved my car loan at 3.69% !!

 

This after Tobyhanna turned me down, and DCU approved me at a whopping 11.49%

 

This is to purchase my truck at the end of its lease Aug 11th. Truck value is $29k NADA clean retail, and I owe $19.5k. EX score mid 600's. bk7 2007, and 68% utilization on cards

[Second Chances]

Congrats on the approval!

 

(But get that util down!)

[JasonK94Z]

Thanks. I'm in the process of cleaning reports and transferring some balances around. One of my cards hit the max while moving to another state to change jobs. I didn't realize it until it was too late. As things get better, I'll hopefully land on better balance transfer deals to help pay off my debt quicker. $9k of debt. Not too shabby but could be a heck of alot better, like $0.00. Shame on me

[Second Chances]

Thanks. I'm in the process of cleaning reports and transferring some balances around. One of my cards hit the max while moving to another state to change jobs. I didn't realize it until it was too late. As things get better, I'll hopefully land on better balance transfer deals to help pay off my debt quicker. $9k of debt. Not too shabby but could be a heck of alot better, like $0.00. Shame on me

 

It can be done! I got my highest balance card (the one that didn't CO ) down from about $8,000 to $200 over the past yearish. Good luck!

[JasonK94Z]

 

Thanks. I'm in the process of cleaning reports and transferring some balances around. One of my cards hit the max while moving to another state to change jobs. I didn't realize it until it was too late. As things get better, I'll hopefully land on better balance transfer deals to help pay off my debt quicker. $9k of debt. Not too shabby but could be a heck of alot better, like $0.00. Shame on me

 

It can be done! I got my highest balance card (the one that didn't CO ) down from about $8,000 to $200 over the past yearish. Good luck!

 

 

That's awesome!!

[Second Chances]

 

 

Thanks. I'm in the process of cleaning reports and transferring some balances around. One of my cards hit the max while moving to another state to change jobs. I didn't realize it until it was too late. As things get better, I'll hopefully land on better balance transfer deals to help pay off my debt quicker. $9k of debt. Not too shabby but could be a heck of alot better, like $0.00. Shame on me

 

It can be done! I got my highest balance card (the one that didn't CO ) down from about $8,000 to $200 over the past yearish. Good luck!

 

 

That's awesome!!

 

Thanks!

 

It helped that I got more stable employment. I put myself on a budget (with some fun stuff, but not much) and focused on building a smallish emergency fund. Once I had a few thousand saved up, I put all the extra towards that one card. Once I got my util down to about 25%, I alternated between adding towards my emergency fund and paying down that card. It worked for me (I wish there was a :shrug: emoticon).

[TrevorHere]

congrats!

[shifter]

Great job.

[MommaE]

Congrats!!

[mendelssohn]

Congrats!

[moosetracks]

Nice, enjoy

[Remo]

Awesome!

[HoustonLynne]

It worked for me (I wish there was a :shrug: emoticon).

I like this one:

[Second Chances]

 

It worked for me (I wish there was a :shrug: emoticon).

 

I like this one:

I like it!