Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.


Sign in to follow this  

Need a decent cc approval

The last post in this topic was posted 2383 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Recommended Posts

I have good bureaus of EQ & EX so i need a lender that pulls one of those.

I'm rebuilding but both of those bureaus are clean. I have 2 cars both for 1yr

age (1 is $35k and other is $58k), I have a old paid off car, i have an au cc for $10k

with 2yr age and i have a $3k cc au as well. I have a $10k cc Duck Card thats unsecured

but was close the same day i received so history only shows 1 month!

 

I need to get something in my name and on my own that has a decent limit of at least

$5k. I was thinking of getting a secure card but i think i should be able to get unsecured

with these stats

Share this post


Link to post
Share on other sites

scores isn't aren't the only thing a lender look at. if I have no baddies it's going to be good, I haven't pulled but I know not lower than 680 and most likely 700+. A 750 with one tradeline and 1 yr history isn't better than a 690 with 10 and 8yr history so I don't focus on score as much as the substance on the report

Share this post


Link to post
Share on other sites

Scores + a summary of your credit profile are needed to help us help you. Go pay a few bucks and get your EQ & EX FICO scores from MyFico.com. There's a thread here with discounts.

 

Once you have the scores, let us know and we can better direct you.

Share this post


Link to post
Share on other sites

it sounds like you have no open credit cards of your own.

 

that's going to make it tough to get an unsecured line.

 

Disco may be interested.

Share this post


Link to post
Share on other sites

Barclays is who I would suggest, but if your vehicles aren't reporting and you have no credit or fico, you won't get a decent limit. You have to start some where.

Share this post


Link to post
Share on other sites

yes my vehicles ARE reporting both at 55k & 35k with 1yr of history, ALSO reporting is 1 unsecure card I got a $10k approval but lender shut it down by time I received so it just show 1mnth history, I have both a 10k and a 3k au cards showing as well with 3yr history, I have a paid off $30k truck showing as well

Share this post


Link to post
Share on other sites

You can try a Comenity Card, the fuel rewards network, sportsman visa, Total rewards I understand have pre approved pop ups, they are part of the shopping cart trick.

Share this post


Link to post
Share on other sites

Go for a citi card. Heck, you can even try for a amex. Crazier things have happened..

Share this post


Link to post
Share on other sites

The last post in this topic was posted 2383 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Sign in to follow this  




  • Member Statistics

    • Total Members
      179,908
    • Most Online
      2,046

    Newest Member
    creditmchp
    Joined

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines