Which card can I get that uses Transunion score?

[earnestbunbury11]

Hi. I'm sure it's on here somewhere, but mu Transunion score is the highest of all three credit scores I have. All I have now are secured cards. I want to apply for a credit card where I'll know that they're going to use Transunion to check my score. Is there a list of cards and what CRA's they use? Or do credit card companies switch CRA's to stop this kind of thing Thanks in advance.

[MommaE]

Check out the following master thread:

http://creditboards.com/forums/index.php?showtopic=512275

[Second Chances]

http://creditboards.com/forums/index.php?showtopic=512275

[ericgunit]

There are several that pull TU exclusively but there are others creditors not exclusive to TU that may pull TU based on your location. Using the Creditpulls option for guidance can give you a pretty good idea.

 

I have studied creditpulls trends for my State (Virginia) and other States I've lived in the last 7 years (NY, CA). I've seen many situations where a creditor pulled a certain bureau for someone say in Northern VA and a different bureau for someone in the southern or western part of the State.

 

In my time here (since 2007) I have mostly relied on creditpulls for that informatin and for the most part it has been very accurate.

[amandal0514]

Barclays and GECRB/Synchrony

[MommaE]

Barclays and GECRB/Synchrony

 

In my experience, not all of my GECRB/Synchrony cards have pulled TU. Some have even pulled EX exclusively. OP should possibly freeze EX before applying, if wanting creditors directed toward TU.

 

Edited to Add: Ebates and Care Credit were EX pullers for me. TU/EQ was not frozen. I reside in TX.

Edited July 9, 2014 by MommaE

[scls]

Hi. I'm sure it's on here somewhere, but mu Transunion score is the highest of all three credit scores I have. All I have now are secured cards. I want to apply for a credit card where I'll know that they're going to use Transunion to check my score. Is there a list of cards and what CRA's they use? Or do credit card companies switch CRA's to stop this kind of thing Thanks in advance.

Are you talking fico scores ?

[themanwhocan]

Well, it depends on what your TU score is, and how long it has been since you obtained your existing credit cards.

 

But to answer the question: Sallie Mae rewards MasterCard.

 

https://www.salliemae.com/credit-cards/sallie-mae-card/

 

And no, you don't need a student loan, and you don't need to be a student.

Edited July 10, 2014 by themanwhocan

[cv91915]

Well, it depends on what your TU score is, and how long it has been since you obtained your existing credit cards.

 

But to answer the question: Sallie Mae rewards MasterCard.

 

https://www.salliemae.com/credit-cards/sallie-mae-card/

 

And no, you don't need a student loan, and you don't need to be a student.

Great card.