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I am the newest girl in navy blue!
Totally giddy. I read so many great things about NFCU here.
Just got off the phone with the recruiter's office which is open 24/7.
My mom is a DoD civilian at Vandenburg.
How long to wait until I should apply for a CC or CLOC? And which one(s)?
Any suggestions welcomed. Thanks in advance!
So I have a question regarding taking advantage of a balance transfer offer on my new NFCU Flagship Visa Sig account. There's an offer of 0% APR on BTs for 12 months.
I've never used a credit card for the purpose of doing a BT so I'm just trying to get an idea of how it works. Say I want to transfer a balance of $280 onto the card but before the transfer is actually completed/posted I have a payment due on the account for $30 and I pay it. Will the transfer when it goes through just be auto adjusted to the current balance on the card that I'm transferring from? Or will the overpaid amount be held and applied to future purchases?
i know this is probably a stupid question but again, I've never used a credit card for balance transfer purposes.
thanks for the help in advance!
So I told myself I would be staying away from apps for a while but I received an email on the 24th of feb saying I had been pre approved for the Flagship Visa Signature Rewards card. I immediately got excited and started the app but then realized I had added a few inquiries by applying for navcheck and discover it (which I got approved for with a starting limit of $1800) so I was hesitant thinking my score might have been higher when they checked for pre approval qualification vs dropping a few points from recent Inqs.
But then I figured wth and filled it out. Waited a couple of days and kept checking the status and it said review in process. Finally three days after submitting the app I got a phone call and they needed income verification. After a super friendly phone call the lady said she sent my app back to a credit and lending agent and I should check back. I knew it wouldn't get a decision over the weekend so I didn't check and then I figured I'd give it all of Monday (today) and as I'm eating dinner I realized I hadn't checked the status for a while. Logged in expecting either a denial or review message and lo and behold approved for the starting minimum limit of $5k
Plan on taking advantage of it for BT purposes and to help with util. This is one of my higher limit cards and lowest interest rates so I'm pretty excited. All the rebuilding work is definitely paying off.
I requested a line at the 15 k max. Today I received a message it has conditionally been approved. I called a rep and they indicated I just needed to send over two pay stubs.... The email did not state if it was approved for the full 15 K. Does this mean after they receive the pay stubs that they still may do a counter offer?
I was wondering if it is possible to have two NAVchek LOC's. I have one LOC attached to one checking account and have OOPS (Optional Overdraft Protection Service) on the other. I would like to have a LOC attached to the second account. Thoughts?