Jump to content
Member? but forgot everything, can't log in... Frozen out??? ×

THIS IS A POLITICS-FREE ZONE.

Why my CU is really quite something, not much though, like an amateurish side kick

virtualtreasure

By virtualtreasure
in Credit Forum

 Share

The last post in this topic was posted 4485 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Recommended Posts

virtualtreasure

virtualtreasure

Posted
Posted (edited)

Haven't been late on a revolving acct in >2 decades except by a couple of days on rare occassion, just a small handful of times (can't say the same for SLs).

 

As it turned out, glad the oversights were with PSECU and PenFed, neither of who responded with a nose dive on internal (read: Amex) score, late fee or requirement to request a reversal of it- due to a standard grace period.

 

Luv me some majors, but diversity is king and CU can take the bite out of a slip up, give some good product with great CLs/rates/ member relations and warm fuzzies.

 

They're not for the feint of heart necessarily but offer more than amateurish displays for so many of us, to be fair.

Our fav big banks don't always have the staying power we had imagined when an economic downturn hits either.

 

The mini panick attack, when reviewing accounts and realizing, doh! PSECU was somehow not set up for auto-pay and already 12 hours late vs the relief felt after called in to see it wasn't going to be an issue is still fresh in my mind :P

 

How has your local, regional or major CU been a player for you? Please post CUmbaya moments here

Edited by virtualtreasure

mendelssohn

mendelssohn

Posted
Posted

Well, since the meltdown around 2008 I had been living without credit cards until I started rebuilding in 2012, so I don't have any experiences from then. I have read a lot of old CB threads about CUs during this time though.

 

I've been using NFCU as my primary bank/CU since last year and have nothing but good things to say about them. It's more than the generosity with credit lines, the customer service is excellent and the people are always friendly. I would rate my experience with them as better than any banking relationship I've ever had.

cv91915

cv91915

Posted
Posted

I used to hate credit unions...

 

Then I tried to get a mortgage from two of them. Neither could find its flowers with both hands.

 

Now I LOATHE credit unions.

BDK

BDK

Posted
Posted

NFCU definitely has been the best CU/banking experience I've had! So also has been my experiences with Alliant and PSECU! Partners, meh. DCU, not so much... and PenFed can go suck an egg! :glare:

cv91915

cv91915

Posted
Posted

NFCU definitely has been the best CU/banking experience I've had! So also has been my experiences with Alliant and PSECU! Partners, meh. DCU, not so much... and PenFed can go suck an egg! :glare:

Try to get a mortgage from Alliant. OMG.

BDK

BDK

Posted
Posted

 

NFCU definitely has been the best CU/banking experience I've had! So also has been my experiences with Alliant and PSECU! Partners, meh. DCU, not so much... and PenFed can go suck an egg! :glare:

Try to get a mortgage from Alliant. OMG.

 

If I needed one I just might! They were GREAT during refi'ing my 50k auto loan over from DCU (crappy interest rate). It did take a little while longer than I'd hoped, but in the end it was an awesome experience and an outstanding deal. Very professional LO!!

 

I will NEVER go with a big box bank for anything other than rewards credit cards!

Occam

Occam

Posted
Posted

 

 

I will NEVER go with a big box bank for anything other than rewards credit cards!

 

...and signup bonuses on (short-lived :P ) deposit accounts.

 

What happened with PenFed? They've been great for me so far.

cv91915

cv91915

Posted
Posted

 

 

NFCU definitely has been the best CU/banking experience I've had! So also has been my experiences with Alliant and PSECU! Partners, meh. DCU, not so much... and PenFed can go suck an egg! :glare:

 

Try to get a mortgage from Alliant. OMG.

If I needed one I just might! They were GREAT during refi'ing my 50k auto loan over from DCU (crappy interest rate). It did take a little while longer than I'd hoped, but in the end it was an awesome experience and an outstanding deal. Very professional LO!!

 

I will NEVER go with a big box bank for anything other than rewards credit cards!

I didn't do a big national lender either. Got a referral from a fellow CB member, and it was awesome. Incredible rate, nearly zero cost, and fast and efficient processing. Closed on time and they made it look easy.

BDK

BDK

Posted
Posted

 

 

 

I will NEVER go with a big box bank for anything other than rewards credit cards!

 

...and signup bonuses on (short-lived :P ) deposit accounts.

 

What happened with PenFed? They've been great for me so far.

 

According to the photo in your siggy, at least they left you a camel to ride! With my LOW CL, I'm on foot in the desert after the 2nd fill-up... :(

 

Hoping one day for soft-pull CLI..... :ph34r:

mendelssohn

mendelssohn

Posted
Posted

 

 

 

 

 

 

I will NEVER go with a big box bank for anything other than rewards credit cards!

 

...and signup bonuses on (short-lived :P ) deposit accounts.

 

What happened with PenFed? They've been great for me so far.

According to the photo in your siggy, at least they left you a camel to ride! With my LOW CL, I'm on foot in the desert after the 2nd fill-up... :(

 

Hoping one day for soft-pull CLI..... :ph34r:

Did you join with a clean report?

BDK

BDK

Posted
Posted

 

 

 

 

 

I will NEVER go with a big box bank for anything other than rewards credit cards!

 

...and signup bonuses on (short-lived :P ) deposit accounts.

 

What happened with PenFed? They've been great for me so far.

According to the photo in your siggy, at least they left you a camel to ride! With my LOW CL, I'm on foot in the desert after the 2nd fill-up... :(

 

Hoping one day for soft-pull CLI..... :ph34r:

Did you join with a clean report?

 

I can't remember for sure...

BDK

BDK

Posted
Posted

 

 

 

NFCU definitely has been the best CU/banking experience I've had! So also has been my experiences with Alliant and PSECU! Partners, meh. DCU, not so much... and PenFed can go suck an egg! :glare:

Try to get a mortgage from Alliant. OMG.

If I needed one I just might! They were GREAT during refi'ing my 50k auto loan over from DCU (crappy interest rate). It did take a little while longer than I'd hoped, but in the end it was an awesome experience and an outstanding deal. Very professional LO!!

 

I will NEVER go with a big box bank for anything other than rewards credit cards!

I didn't do a big national lender either. Got a referral from a fellow CB member, and it was awesome. Incredible rate, nearly zero cost, and fast and efficient processing. Closed on time and they made it look easy.

 

:good:

Occam

Occam

Posted
Posted

 

 

 

 

I will NEVER go with a big box bank for anything other than rewards credit cards!

 

...and signup bonuses on (short-lived :P ) deposit accounts.

 

What happened with PenFed? They've been great for me so far.

 

According to the photo in your siggy, at least they left you a camel to ride! With my LOW CL, I'm on foot in the desert after the 2nd fill-up... :(

 

Hoping one day for soft-pull CLI..... :ph34r:

 

:rofl: You never know...

 

PenFed might present a new capstone for your pyramid on Tuesday...

BDK

BDK

Posted
Posted

 

 

 

 

 

I will NEVER go with a big box bank for anything other than rewards credit cards!

 

...and signup bonuses on (short-lived :P ) deposit accounts.

 

What happened with PenFed? They've been great for me so far.

 

According to the photo in your siggy, at least they left you a camel to ride! With my LOW CL, I'm on foot in the desert after the 2nd fill-up... :(

 

Hoping one day for soft-pull CLI..... :ph34r:

 

:rofl: You never know...

 

PenFed might present a new capstone for your pyramid on Tuesday...

 

Yeah, right. ... we'll see!! :rofl:

nysbadmk8

nysbadmk8

Posted
Posted (edited)

Psecu and nfcu have been good to me... NFCU just approved me for a 40k auto line after I got one back march... only days after I got my flagship bumped to 20 from 7.5... so I can't complain.

Edited by nysbadmk8
cv91915

cv91915

Posted
Posted

 

 

NFCU definitely has been the best CU/banking experience I've had! So also has been my experiences with Alliant and PSECU! Partners, meh. DCU, not so much... and PenFed can go suck an egg! :glare:

 

Try to get a mortgage from Alliant. OMG.

If I needed one I just might! They were GREAT during refi'ing my 50k auto loan over from DCU (crappy interest rate). It did take a little while longer than I'd hoped, but in the end it was an awesome experience and an outstanding deal. Very professional LO!!

 

I will NEVER go with a big box bank for anything other than rewards credit cards!

I almost missed this... What are you driving, BDK?

The last post in this topic was posted 4485 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

×
 Share
Go to topic listing



  • Member Statistics

    • Total Members
      190435
    • Most Online
      9039
    mhudson323
    Newest Member
    mhudson323
    Joined

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.

Pages

×
×
  • Create New...

Important Information

Guidelines

  I accept