Jump to content

Sign in to follow this  
inoubliable

How long until Barclay updates from payments made?

Recommended Posts

I made a hefty payment (considering the credit limit, anyway) last Wednesday. It's cleared my bank and says it was processed on their website, but the available credit has remained the same. Does anyone know when those funds become available? There's a good chance we have to take a trip out of town later in the week, and I'd want to use this card.

Share this post


Link to post
Share on other sites

I make them online, and as long as it's before 7pm it's posted the same day and that "amount" becomes available the next.

Share this post


Link to post
Share on other sites

Hmm. I did the same, made it online in the morning. Guess I'll have to make the hubby call when he gets home.

 

Edit: The "current balance" reflects the payment made, it's the "available credit" that isn't showing the payment.

Edited by inoubliable

Share this post


Link to post
Share on other sites

If you have high util on that card and make a larger than normal payment, Barclay's does hold the payment ... I have had it happen to me and there are threads on here about it. If memory serves me right the hold is for 5 business days. Of course, YMMV.

Edited by Frank13

Share this post


Link to post
Share on other sites

Ohhhh. Well maybe that explains it. It was almost maxed out, and we made a payment of a couple hundred dollars rather than the minimum. Wish I'd known that. I would have made the payment to another card. *sigh* I'll still have hubby call tonight and see if they can help.

Share this post


Link to post
Share on other sites

Ohhhh. Well maybe that explains it. It was almost maxed out, and we made a payment of a couple hundred dollars rather than the minimum. Wish I'd known that. I would have made the payment to another card. *sigh* I'll still have hubby call tonight and see if they can help.

 

 

Yeah if the payment was larger than normal or large in general it's not uncommon for that to happen. Also, Paying down the balance will greatly help scores.

Share this post


Link to post
Share on other sites

I made a payment online and it posted next day for me. But I am waiting for it to show up as paid on my CR's so I can start requesting some CLI's.

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Sign in to follow this  




About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines