Capital one and municipal credit union wont come off

[jack_in_the_box]

I have been trying to remove capital one and municipal credit union new York city closed account. They were secured cards and closed because was late two times on each card. Payed what I owed and closed the account. I have been disputing for three months and wont budge. Please can anyone help. Don't know what to do.

 

[moosetracks]

Try GW letters to them. Cap-1 is a known tough one to get to change or delete anything. The older they are the better odds of it succeeding. Welcome to the board

[bmfmustang]

Try GW letters to them. Cap-1 is a known tough one to get to change or delete anything. The older they are the better odds of it succeeding. Welcome to the board

+1, you are at their mercy.

[Analysis]

How, exactly, have you been disputing?

 

Are the accounts tied to old addresses, or to your current address?

 

If tied to your old address, is that address remaining on your:

 

Experian report

Equifax report

Transunion report