Need a fast fix to get approved for biz equipment lease

[A Good Guy]

Good evening all! I have 2 old bills reporting on my CR through Equifax and I need them removed ASAP so I can apply for a biz equipment lease in a few weeks. Would they worry about items that were added to my report 4-6 years ago, or will they look at the recent date of the unsuccessful dispute/deletion (1/14)? If i paid these off and got the CA to agree to a pifd or even agree not to respond to any dispute, what reason would I dispute under? My scores are around 650 and i'm paying down all my cc balances down to 40%-50% so hopefully this will help. The items are listed below, and were disputed earlier this year by a friend of mine on my behalf. I have 4 or recent inquiries to my credit report. Any advice would greatly be appreciated.

 

Thanks!

 

Original Creditor: BEACHVIEW TENT

Account #: 783**

High Balance: 185

Date Opened: 02/01/2010

Date Reported: 01/01/2014

Balance: 185

Condition: 01/01/2014

Responsibility: Individual

Remarks:

Original Creditor:

Account #: 108213****

High Balance: 235

Date Opened: 07/01/2008

Date Reported: 01/01/2014

Balance: 235

Condition: 01/01/2014

Responsibility: Individual

Remarks:

[stroked89coupe]

I'm going to move this to the credit forum for you.

[stroked89coupe]

We can definitely help but just for the record there are no fast fixes.

[A Good Guy]

I agree stroked, there are no fast fixes! I'm just grateful to this board for helping me get my personal credit in order, now I'm doing the same for my biz. I thought my personal was strong enough for a lease, but I was denied the lease due to due to no dnb file and two negatives.

Edited June 3, 2014 by A Good Guy

[cv91915]

What are the credit requirements for the lease?

[A Good Guy]

cv91915

The only requirements I know of are: at least a year in biz (I've been in biz for 3), a decent personal credit score if no biz credit (mine is 650 in all bureaus and I have a dnb number with quill, uline, reliable, gopromos paid. I've shipped through my new ups acct twice and will use my fedex kinkos acct Friday).

[cv91915]

Why don't you just apply now and see if where you are is good enough?

[A Good Guy]

I applied to another leasing company and I was told that I had no dnb file and that I had 2 negatives reporting as well. I don't how much the negatives counted against me.