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FTC Calls for Congressional Action - Data Broker Transparency

HoustonLynne

By HoustonLynne
in Credit Forum

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The last post in this topic was posted 4343 days ago. 

 

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tmcgill

tmcgill

Posted
Posted

Call me a cynic but two steps forward and 3 steps backward. Collecting and selling data is hugely profitable. Those companies hire law firms to lobby for them and get the legislative outcomes that benefit them.

policebox

policebox

Posted
Posted

 

I've become too cynical to believe that anything my government does for my "benefit" is actually going to help me.

You took up CB bandwidth to tell us something we already knew about you, Mr. Sunshine? :wave:

 

 

STUDY: Being a cynic linked to tripled risk of developing dementia...

ICANHASMUNY?

ICANHASMUNY?

Posted
Posted

Haha...nobody said Congress was likely to cooperate! :dntknw:

 

Yeah, but elections are coming and consumer issues are getting popular.

 

if you don't think your senator would do anything, buy a report on him/her Via one of theses people search sites and mail a copy off to him/her

 

Once they see what information is available online about themselves, they may have a different opinion about online privacy ( specially if the dirt is true..... )

HoustonLynne

HoustonLynne

Posted
  • Author
Posted

Haha...nobody said Congress was likely to cooperate! :dntknw:

Yeah, but elections are coming and consumer issues are getting popular.

 

if you don't think your senator would do anything, buy a report on him/her Via one of theses people search sites and mail a copy off to him/her

 

Once they see what information is available online about themselves, they may have a different opinion about online privacy ( specially if the dirt is true..... )

Heeeey Lady...I had no idea you could be so devious! :yu:

I like the way you think! :clapping::angel:

Occam

Occam

Posted
Posted

 

Haha...nobody said Congress was likely to cooperate! :dntknw:

 

Yeah, but elections are coming and consumer issues are getting popular.

 

if you don't think your senator would do anything, buy a report on him/her Via one of theses people search sites and mail a copy off to him/her

 

Once they see what information is available online about themselves, they may have a different opinion about online privacy ( specially if the dirt is true..... )

 

:clapping: Best idea ever!

 

Although my inner cynic suggests that will result in a bill allowing members of congress to opt out. :(

tmcgill

tmcgill

Posted
Posted (edited)

As we use to say back in the day - "that's righteous".

(Hey, dementia has already set in. I'm surrounded by millenials and c-gens - but speak boomer lingo all day)

Edited by tmcgill
HoustonLynne

HoustonLynne

Posted
  • Author
Posted

Haha...nobody said Congress was likely to cooperate! :dntknw:

Yeah, but elections are coming and consumer issues are getting popular.

 

if you don't think your senator would do anything, buy a report on him/her Via one of theses people search sites and mail a copy off to him/her

 

Once they see what information is available online about themselves, they may have a different opinion about online privacy ( specially if the dirt is true..... )

 

:clapping: Best idea ever!

 

Although my inner cynic suggests that will result in a bill allowing members of congress to opt out. :(

Oy vey! :swoon:

BDK

BDK

Posted
Posted

 

 

Haha...nobody said Congress was likely to cooperate! :dntknw:

 

Yeah, but elections are coming and consumer issues are getting popular.

 

if you don't think your senator would do anything, buy a report on him/her Via one of theses people search sites and mail a copy off to him/her

 

Once they see what information is available online about themselves, they may have a different opinion about online privacy ( specially if the dirt is true..... )

 

:clapping: Best idea ever!

 

Although my inner cynic suggests that will result in a bill allowing members of congress to opt out. :(

 

Sadly, +1

ICANHASMUNY?

ICANHASMUNY?

Posted
Posted

Hey I ran one of these on myself and about fell off the chair laughing;

 

 

Spokeo had me mixed up with my Brother since we both lived on the farm at various times.... :glare: ( we both grew up there. )

 

 

So - my profile was like a lesbian biker chick who watched football, farmed, was in the Navy and had a hunting & fishing licenses and made jewelry....

ICANHASMUNY?

ICANHASMUNY?

Posted
Posted

 

Haha...nobody said Congress was likely to cooperate! :dntknw:

Yeah, but elections are coming and consumer issues are getting popular.

 

if you don't think your senator would do anything, buy a report on him/her Via one of theses people search sites and mail a copy off to him/her

 

Once they see what information is available online about themselves, they may have a different opinion about online privacy ( specially if the dirt is true..... )

Heeeey Lady...I had no idea you could be so devious! :yu:

I like the way you think! :clapping::angel:

 

 

Hey there was this California State Senator who was sued by a JDB for an account that wasn't his.... TOO FUNNY WHEN THE PROCESS SERVER SHOWED UP AT HIS OFFICE.

 

these skip tracers screw up all the time.

HoustonLynne

HoustonLynne

Posted
  • Author
Posted

Hey I ran one of these on myself and about fell off the chair laughing;

 

 

Spokeo had me mixed up with my Brother since we both lived on the farm at various times.... :glare: ( we both grew up there. )

 

 

So - my profile was like a lesbian biker chick who watched football, farmed, was in the Navy and had a hunting & fishing licenses and made jewelry....

:rofl: I bet this garnered you some very INTERESTING targeted ads on FB and Google...!!!

BDK

BDK

Posted
Posted

Hey I ran one of these on myself and about fell off the chair laughing;

 

 

Spokeo had me mixed up with my Brother since we both lived on the farm at various times.... :glare: ( we both grew up there. )

 

 

So - my profile was like a lesbian biker chick who watched football, farmed, was in the Navy and had a hunting & fishing licenses and made jewelry....

OMG :lol:

ICANHASMUNY?

ICANHASMUNY?

Posted
Posted

 

 

Haha...nobody said Congress was likely to cooperate! :dntknw:

Yeah, but elections are coming and consumer issues are getting popular.

 

if you don't think your senator would do anything, buy a report on him/her Via one of theses people search sites and mail a copy off to him/her

 

Once they see what information is available online about themselves, they may have a different opinion about online privacy ( specially if the dirt is true..... )

Heeeey Lady...I had no idea you could be so devious! :yu:

I like the way you think! :clapping::angel:

 

 

Hey there was this California State Senator who was sued by a JDB for an account that wasn't his.... TOO FUNNY WHEN THE PROCESS SERVER SHOWED UP AT HIS OFFICE.

 

these skip tracers screw up all the time.

 

You can’t make this stuff up, folks: yesterday,( from june 2012 ) Capitol Weekly reported that California State Senator Lou Correa was contacted by a debt collector who had the wrong guy – a totally different “Lou Correa,” who owed Sears $4000. Even after Senator Correa proved to the collector that it had made a mistake, the collector didn’t correct the error. Instead, it handed the account off to another collector, errors intact, and the other collector got a court judgment – all without the Senator’s knowledge. He probably never would have known about it if he hadn’t received a court order telling him that his wages would be garnished in order to pay off the debt.
Luckily for Senator Correa, he has staffers to take care of these things. But what about the average consumer? As we discussed in our recent report on debt collection and debt buying, consumers are frequently contacted or sued for debts that they don’t owe. The problem is that debt collectors and debt buyers can get away with filling court papers that don’t actually prove that they own the debt, or prove that they are suing the right person for the right amount.
Mark Leno, a fellow California Senator, thinks this needs to change – which is why he’s working on a bill, SB 890, that would prevent these kinds of abuses from happening. He told Capitol Weekly why reform is so badly needed:
“You don’t have to prove you've got the right debtor,” Leno said. “You don’t have to prove your calculation of the amount owed is correct. You don’t have to prove that you served the debtor at the right address. And you can begin to garnish wages without proof, which is what happened to Lou.”
We couldn't agree more with Senator Leno – if debt collectors can do this to a state senator, then they can certainly do it to you and me.
tmcgill

tmcgill

Posted
Posted (edited)

Increased opt-out requirements seems more than appropriate. It still burns me up that Equifax can continue to store, maintain and sell your employment and personal salary information through the Work Number.

Edited by tmcgill

The last post in this topic was posted 4343 days ago. 

 

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