old judgment popped up

[rabidrew]

i had a judgement against me in NYC 2009, it was a landlord tenant situation i thought i could/should win .

 

no word from the landlords lawyer until last week .

 

my partner gets a letter to determine joint assets and 1 day later my chase bank account is frozen.

 

i called lawyer and asked why did he wait five years , he said i was unreachable .

 

same phone number and address and email for 10+ years ..

 

it is for 3000..plus interest etc etc .

 

he wants full payment plus interest at 9% ..

 

any advice .. can i make an offer ?

 

Drew

[Sandscrit]

i had a judgement against me in NYC 2009, it was a landlord tenant situation i thought i could/should win .

 

no word from the landlords lawyer until last week . Were you served a summons and complain ?

my partner gets a letter to determine joint assets and 1 day later my chase bank account is frozen.

 

i called lawyer and asked why did he wait five years , he said i was unreachable .

 

same phone number and address and email for 10+ years ..

 

it is for 3000..plus interest etc etc .

 

he wants full payment plus interest at 9% ..

 

any advice .. can i make an offer ?

 

Drew

Hi and welcome to Credit Boards! I would make an offer and be done with it because the judgment still has a year on it before reaching the 6 year sol mark. Judgments are renewable for up to 20 years.

[fatherof5]

Everything is negotiable, even with a judgment. If you have the money, ask the lawyer if they would make a deal to have the judgment vacated if you pay.

 

Search some old judgment posts of mine. I read on here how to do it and have since posted about it maybe back in 2012. I had two judgments totalling like $18K. I contacted a consumer attorney and paid him maybe around $800-1000? I can't remember off the top of my head. Anyway, he reviewed the cases, got the $12K judgment overturned and vacated and made a deal on the other one for a percentage PIF immediately in exchange for vacating it.

 

They want paid. They don't care about your credit report. They could spend years tracking down the money and if you will pay a decent percentage now, they will probably take it. I'd retain an attorney to make sure you don't get shafted.

[rabidrew]

bump

[rabidrew]

bump

[JunkBuyersWorstNightmare]

Were you ever properly served?

[fatherof5]

I went back and reviewed my cases.

 

I found a good consumer attorney. I gave him the judgments and he reviewed them. At that point he told me he thought he could get both vacated. He charged $500 to present motions to to have both vacated. The one he thought we had the best chance on was upheld but the other one was vacated. I gave him another $500 for each case he vacated, so that was another $500. That judgment was for nearly $12K. The other one was around $6K. I had him offer 40% of the balance by cashiers check immediately if the opposing lawyer would agree to vacate. Voila. I paid him $250 for that service. So for about $4K, I got both judgments totalling $18K vacated and off my reports forever.

 

Find a consumer attorney. Let them review your cases. I was inder no obligation for him to review. You have nothing to lose.

[MommaE]

Congrats!!!