Is EQ ScoreWatch broken?

[spongenotbob]

Anyone else wondering if EQ ScoreWatch is broken?? I've received no less than 30 alerts since 3/6/14, and yet not a SINGLE score update.

 

Seems awfully unlikely... for all those 30+ changes not to result in even a single point of movement either way.

 

Anyone else having similar issues?

 

Thanks!

[dramaqueen]

I've seen a little movement with Score Watch but it doesn't seem to be tracking on par like before. I had a SL which incorrectly reported that I was 60 days late and I got an alert when they corrected it but the score didn't go back up, so that was weird.

[almostanonymous]

Mine should have updated today (both mSW and ESW and neither one has.

[Second Chances]

I haven't had any changes on mine in several weeks, which is unusual. I'm rebuilding, and have seen at least some movement every month, even if it was just a few points, but nothing this month. Or, maybe I've just hit a wall.

[RAguy]

Mine changes about once a week.

[tophie]

Eh its a fako so who cares.

[shifter]

Eh its a fako so who cares.

Um.

 

No.

[SRQ]

Wait. I pay $14.95 a month for FAKO? Srsly?

[Cappy]

It's not a fako . It's fico EQ08

[Remo]

Lol. Fako / Fico either way if you pay you lose.....

[loops77]

Honestly, its a crappy product.

[Cappy]

Hey, it gives you your real EQ fico with monitoring. I got them to reduce it to $10/month

[SRQ]

how did you do that WCH?

[Cappy]

You call them and threaten to cancel

[almostanonymous]

Yeah I get it for 7.95, so it really doesn't even factor in as money at that point.

[SRQ]

Ok, well thanks to Bob Wang's master post on USAA credit monitoring premium, I signed up today and got all 3 scores and 1 report from all 3 bureaus monthly for $12.95.

 

So while that's interesting, that's not really why I'm updating this thread about how Score Watch might be broken. I don't know if it's broken but it's buggy as a few days ago my score shot up 14 points to 690! And then the next day it went south 60 points to 630. ( this is on Score Watch)

 

Then today, after I signed up for the CPM service - I saw all three scores - and guess what? EQ is 647. 17 points higher than what Score Watch said.

 

What is going on?

[b75]

Ok, well thanks to Bob Wang's master post on USAA credit monitoring premium, I signed up today and got all 3 scores and 1 report from all 3 bureaus monthly for $12.95.

 

So while that's interesting, that's not really why I'm updating this thread about how Score Watch might be broken. I don't know if it's broken but it's buggy as a few days ago my score shot up 14 points to 690! And then the next day it went south 60 points to 630. ( this is on Score Watch)

 

Then today, after I signed up for the CPM service - I saw all three scores - and guess what? EQ is 647. 17 points higher than what Score Watch said.

 

What is going on?

 

USAA's CCMP is not a true FICO score - it's FAKO

 

 

Differences will exist between true FICOs and FAKOs - sometimes minor, sometimes to the tune of over 100 pts (my EQ Fako on USAA is around 630, my true FICO is over 700)

Edited May 12, 2014 by b75