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Is EQ ScoreWatch broken?


spongenotbob
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The last post in this topic was posted 3662 days ago. 

 

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Anyone else wondering if EQ ScoreWatch is broken?? I've received no less than 30 alerts since 3/6/14, and yet not a SINGLE score update.

 

Seems awfully unlikely... for all those 30+ changes not to result in even a single point of movement either way.

 

Anyone else having similar issues?

 

Thanks!

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I've seen a little movement with Score Watch but it doesn't seem to be tracking on par like before. I had a SL which incorrectly reported that I was 60 days late and I got an alert when they corrected it but the score didn't go back up, so that was weird.

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Ok, well thanks to Bob Wang's master post on USAA credit monitoring premium, I signed up today and got all 3 scores and 1 report from all 3 bureaus monthly for $12.95.

 

So while that's interesting, that's not really why I'm updating this thread about how Score Watch might be broken. I don't know if it's broken but it's buggy as a few days ago my score shot up 14 points to 690! And then the next day it went south 60 points to 630. ( this is on Score Watch)

 

Then today, after I signed up for the CPM service - I saw all three scores - and guess what? EQ is 647. 17 points higher than what Score Watch said.

 

What is going on?

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Ok, well thanks to Bob Wang's master post on USAA credit monitoring premium, I signed up today and got all 3 scores and 1 report from all 3 bureaus monthly for $12.95.

 

So while that's interesting, that's not really why I'm updating this thread about how Score Watch might be broken. I don't know if it's broken but it's buggy as a few days ago my score shot up 14 points to 690! And then the next day it went south 60 points to 630. ( this is on Score Watch)

 

Then today, after I signed up for the CPM service - I saw all three scores - and guess what? EQ is 647. 17 points higher than what Score Watch said.

 

What is going on?

 

USAA's CCMP is not a true FICO score - it's FAKO

 

 

Differences will exist between true FICOs and FAKOs - sometimes minor, sometimes to the tune of over 100 pts (my EQ Fako on USAA is around 630, my true FICO is over 700)

Edited by b75
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