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? regarding Chase CLI


BamaInvestor
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The last post in this topic was posted 4033 days ago. 

 

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First, I know that Chase is INQ happy in regard to customer initiated requests so I expect a hard INQ. They pulled both EQ and EX when I got the card last July but only SP EX for AR (last one 05/01/14). I've received tons of ITA for Slate since January but have ignored them. At this time, all reports are frozen. So, I have the following questions:

 

  • Would contacting EO improve my chances of CLI and is the process similar to CapOne? Email and wait for phone call?
  • Does Chase determine the amount of CLI automatically? Want to ask for $7.5k but hope to get $5k...currently have TLs over 5k (8k, 6.3k, and 11k) that are over a year old.
  • Does Chase ask for PIN to EX if frozen?
  • Are they INQ sensitive? Currently EX has 9, EQ has 17, and TU has 10 (just started using CCMP for EQ *B B))
  • Is it wise to ask now or wait until it reaches one year old in July?

 

Stats: 27k salary, 53k avail credit, AAOA: 5 yrs., 7-8% util, FICO: EX - 735, TU - 765, EQ -???

 

TIA for the feedback. BI

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just call the regular number. immediately after you hang up, call the recon line and talk to a UW. tell them how much you want.

 

but they definitely like to see usage to show that you need a CLI. if you hardly use the card, they're unlikely to bump you much.

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I have all 3 reports frozen and applied with Chase today, I called the recon # right after I got the message on the website. Gave them my pin # and they ran my report. Initially denied for Sapphire because they have a $5k min limit on that and I have no current lines to support a limit that high. Got off phone and did an app for Freedom, called recon # and they used the same report and I was approved.

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