How I was able to legally remove any items off my credit report, including bankruptcy and student loans

[RTFS]

Here's how I use the LAW to fairly and legally dispute anything off your credit report:

Many have asked, “ How is your credit repair method different from the rest”? Well here’s how, keep reading:

Here’s the truth, over 70% of credit reports have errors in them . The vast majority of negative items on a typical credit report are in fact VALID. Therefore, simply disputing all the negatives on your report using a traditional disputing process, will be “verified” by the credit reporting agencies and remain on your credit file. Nothing will change. For this reason, many people falsely believe there is NO HOPE in removing “valid” derogatory information from their credit report and essentially give up. NOTHING could be further from the truth. Here’s how I can help you…

With the method I use, it doesn't matter whether the negative account is VALID or NOT. It works because it disputes the CREDIT REPORTING AGENCIES’ RIGHT TO REPORT THE NEGATIVE as oppose to disputing the validity of the actual debt .

Under the Fair Credit Reporting Act (FCRA) of the Federal Law the CRA’s Credit Reporting Agency (Experian, Equifax or TransUnion) must provide proper verification of the disputing items from the original creditor the contract was held with, and
since majority of the time they cannot provide verification of a physical contract document ... the account is required to be classified as
UNVERIFIED .Under Federal Law of the FCRA – ALL UNVERIFIED ACCOUNTS MUST BE PERMENTATLY DELETED. Whether
the debt is valid or not – "it has to be deleted" .

[LKH]

What section of the FCRA says the CRA's must provide proof of a physicall document of contract? Don't make us wait too long for the answer.

[shifter]

[policebox]

What section of the FCRA says the CRA's must provide proof of a physicall document of contract? Don't make us wait too long for the answer.

 

I don't need to wait for the answer, I'll buy this system right now!

 

Sir, here is a check with my name on it. Write down any number on this piece of paper and I will pay it.

[mendelssohn]

Did Friday come early this week?

[cashnocredit]

 

What section of the FCRA says the CRA's must provide proof of a physicall document of contract? Don't make us wait too long for the answer.

 

I don't need to wait for the answer, I'll buy this system right now!

 

Sir, here is a check with my name on it. Write down any number on this piece of paper and I will pay it.

 

 

:rofl:

 

 

I while back I heard a rash of radio ads talking up training programs to teach people how to set up their own debt repair biz. I bet this is right out of a provided script. Too bad it's wrong.

[policebox]

It's kind of distressing to find ourselves in a position of needing to defend the procedures of the CRAs.

[mendelssohn]

It's kind of distressing to find ourselves in a position of needing to defend the procedures of the CRAs.

We're not defending the CRAs, just fighting stupidity.

[policebox]

 

It's kind of distressing to find ourselves in a position of needing to defend the procedures of the CRAs.

We're not defending the CRAs, just fighting stupidity.

 

 

Please quote me where I said we were defending the CRAs.

[HoustonLynne]

What section of the FCRA says the CRA's must provide proof of a physicall document of contract? Don't make us wait too long for the answer.

I don't need to wait for the answer, I'll buy this system right now!

 

Sir, here is a check with my name on it. Write down any number on this piece of paper and I will pay it.

Here...I'll loan you my new Amex...buy a few extra copies so we can pass it around.

[mendelssohn]

 

 

 

It's kind of distressing to find ourselves in a position of needing to defend the procedures of the CRAs.

We're not defending the CRAs, just fighting stupidity.

Please quote me where I said we were defending the CRAs.

Excuse me, the procedures.

[casemodgod]

Hai Gaiz, Iz gotz sums credit fixin fer yer credit fixin websitez, you pays monies and Iz gunna fix yerz creditz, I garontea

[moosetracks]

 

Edited May 8, 2014 by gdale6

[bmfmustang]

Here's how I use the LAW to fairly and legally dispute anything off your credit report:

Many have asked, “ How is your credit repair method different from the rest”? Well here’s how, keep reading:

Here’s the truth, over 70% of credit reports have errors in them . The vast majority of negative items on a typical credit report are in fact VALID. Therefore, simply disputing all the negatives on your report using a traditional disputing process, will be “verified” by the credit reporting agencies and remain on your credit file. Nothing will change. For this reason, many people falsely believe there is NO HOPE in removing “valid” derogatory information from their credit report and essentially give up. NOTHING could be further from the truth. Here’s how I can help you…

With the method I use, it doesn't matter whether the negative account is VALID or NOT. It works because it disputes the CREDIT REPORTING AGENCIES’ RIGHT TO REPORT THE NEGATIVE as oppose to disputing the validity of the actual debt .

Under the Fair Credit Reporting Act (FCRA) of the Federal Law the CRA’s Credit Reporting Agency (Experian, Equifax or TransUnion) must provide proper verification of the disputing items from the original creditor the contract was held with, and

since majority of the time they cannot provide verification of a physical contract document ... the account is required to be classified as

UNVERIFIED .Under Federal Law of the FCRA – ALL UNVERIFIED ACCOUNTS MUST BE PERMENTATLY DELETED. Whether

the debt is valid or not – "it has to be deleted" .

 

 

As oppose, and permenently. Looks like a REEL pro... Haha

[ICANHASMUNY?]

 

 

 

Another Newbie who fails to read the Newbie section....

[HoustonLynne]

Here's how I use the LAW to fairly and legally dispute anything off your credit report:

Many have asked, “ How is your credit repair method different from the rest”? Well here’s how, keep reading:

Here’s the truth, over 70% of credit reports have errors in them . The vast majority of negative items on a typical credit report are in fact VALID. Therefore, simply disputing all the negatives on your report using a traditional disputing process, will be “verified” by the credit reporting agencies and remain on your credit file. Nothing will change. For this reason, many people falsely believe there is NO HOPE in removing “valid” derogatory information from their credit report and essentially give up. NOTHING could be further from the truth. Here’s how I can help you…

With the method I use, it doesn't matter whether the negative account is VALID or NOT. It works because it disputes the CREDIT REPORTING AGENCIES’ RIGHT TO REPORT THE NEGATIVE as oppose to disputing the validity of the actual debt .

Under the Fair Credit Reporting Act (FCRA) of the Federal Law the CRA’s Credit Reporting Agency (Experian, Equifax or TransUnion) must provide proper verification of the disputing items from the original creditor the contract was held with, and

since majority of the time they cannot provide verification of a physical contract document ... the account is required to be classified as

UNVERIFIED .Under Federal Law of the FCRA – ALL UNVERIFIED ACCOUNTS MUST BE PERMENTATLY DELETED. Whether

the debt is valid or not – "it has to be deleted" .

As oppose, and permenently. Looks like a REEL pro... Haha

Whattaya talkin' about...this guy's a GENIUS!

 

I keep reading that one should never appear to be a professional in credit repair, lest the CRAs dismiss your communications as originating from a CRO.

 

THIS "ignorant" ploy is brilliant!

[NewbietoFinance]

 

 

 

Another Newbie who fails to read the Newbie section....

HEY! Oh wait.

[nysbadmk8]

Are we on some list on some debt collectors internal email?

 

It must say... These guys inform too many people.. We need to muddle the field..

[nysbadmk8]

To the OP... just write a nice letter saying the credit you messed up over the course of X years was fraud... We got this fake credit repair thing down pat already.

[CG in TX]

This is priceless.

[Demonico]

My only question is

Do you think it was a person or a bot?

[astro777c]

 

[mamiso]

My only question is

Do you think it was a person or a bot?

 

a fembot .... in a black jumpsuit... fighting Jaime Sommers...

[Demonico]

I've seen some funny threads here and this one had potential. I'm not saying my earlier contribution was to that end but I think we can do better. And conveniently the OP started another thread just like this that is all empty.

[ICANHASMUNY?]

Really? OP's gone off member list.