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There are several that stand out in my memory...
DCU secured card -0- (ok in retrospect)
CapOne secured card -0- (ok in retrospect exc for EX pull)
$1K spg AmEx (Why so little?)
requested NFCU CLI to $10K from $5K ($45K in savings and MMA and a $10K secured card)
BCP AmEx (-0- wasted Ex pull)
and to top it off
Citi double cash 12/31 (wasted Ex pull)
Have $87.5 with perfect payment record... totally pissed off. Would have been happy with $1K to get into the door. Totally bereft over wasted HI.
Happy New Year- get out all of your complaints HERE! Who's next?
Trying to build DW's credit file, she able to join this weekend based on my membership. I've been a member for about 5 years. Currently, her credit report is thin.
The pulled Equifax and TU for membership, then TU the next business day for CC approval. (all entered in the credit pulls database)
She was given a $10K Flagship Rewards card.
Her FICO scores:
Exp : 789
TU : 798
Eq : 806
I know it's not a "great" limit for Navy, but once her Amex $28K limit posts to the CRA's, you can bet we'll be getting out the "prybar".
I have a question for you. DW app'd for the SYNC Home Design CC w/ EX frozen, after numerous calls to finally get to the correct UW department, and getting the right UW, we had them pull TU and she was approved (and on the 2nd call got a CLI, gotta luv SYNC!!! ). So we wanted to each get the Barclay's US Airways CC, she app'd and was Declined. NOW NORMALLY, I'd have her recon. BUT, as she has many new accts in the last 90 days, I am weary of having her call and have an UW look at her file as I have read that Barclay's is very new acct "sensitive". I remember a comment left for me once by someone on here, something about a farm animal getting slaughtered, lol. So I am thinking of letting this one go as to not bring any unwanted attention to her that might result in AA or a CLD. Am I thinking logically? Thanks again for your input!
Have a great rest of your week!!!
Just called the Chase recon line regarding my Sapphire Preferred application.
Called up and spoke to a really nice gentleman for about 15 minutes. I had a security freeze on Experian and I gave him the pin to lift that.
He asked me a few questions about my BK in 2010. He asked about my mortgage and income. Then put me on hold for about five minutes and came back saying that he had to send it up the ladder for further review because of the BK. He said in 7-10 business days I would either get my card in the mail or an explanation for the decline.
I asked him what his thoughts were and he said he was satisfied and he had been doing it for a long time and he had was good at reading credit... but yet it was forwarded for further review.
Anybody get this message before? I really need to stop applying for cards!
Hi, wondering if anyone has a Current B of A Recon phone #. I have tried the ones here and have had NO LUCK! DW just got denied for a Better Balance Rewards Card after a $9k CLI on Plat Plus. Hoping to take advantage of the this, since it was a Pre Qual Offer.