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Credit Application:

Your Age? 22

Your Equifax Credit Score? 546
Your Experian Credit Score? 570
Your TransUnion Credit Score? 601

How many years have you been on file with Equifax? 6
How many years have you been on file with Experian? 6
How many years have you been on file with TransUnion? 6

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

Do you have an open auto loan? No
Will this open auto loan be a trade-in? No
How many late pays within the last 12 months on the currently open loan? 0
How many late pays within the last 13-24 months on the currently open loan? 0
Your current open auto loan is financed with?
Your current open auto loan payment is?
Estimated amount you may be upside down in this vehicle? 0
Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best)


YOUR REVOLVING CREDIT HISTORY

Total number of revolving account(s) you have? 3
Total percentage utilized overall? 8%
How many of your revolving accounts are store cards? 3
How many of your revolving accounts are major credit cards? 2
How many of your revolving accounts are known subprime credit cards 1

YOUR PERSONAL INFORMATION

How long at your current residence? 1 year
Do you Rent or have a Mortgage, or Live w/Relative or Other? Rent
Your Monthly Rent or Mortgage payment? $869
How long have you held your current job? Graduated in May, got job as a teacher in August
Your total provable monthly gross income is? 3583
Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return) Paystub
Is there additional monthly income? What amount monthly? Yes-YMCA-200
Describe the source. YMCA Camp Director
Is the additional monthly income provable? Yes
Spousal income is not applicable.

YOUR DOWNPAYMENT
Please tell me your exact down payment in cash? $1500
Does any credit repository contain any Public Record? No
If yes, please very briefly describe.

Does any credit repository contain any Collection Account(s)?
If yes, please very briefly describe.
No

 

 

The vehicle I am looking at is a 2009 Jeep Wrangler. It ranges from 19-24,000

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Possible. Maybe. Based on the information you provided.

 

What would you say to convince me, you are willing, able, and stable enough to pay this note, when an analyst would look at your credit file?

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